Cabarrus County property record for 2054 Topaz Plz, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,433 sqft · built 2016 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $389,500 (May 2016) |
| Tax Bill | $5,779 (2023) |
| Deeds & Mortgages | Jul 2020 Transfer Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0099.000000 |
| Primary APN | 03014E0099.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,433 sqft Living Area |
| Gross Area | 5,662 sqft |
| 1st Floor Area | 1,666 sqft |
| Upper Floors Area | 1,928 sqft |
| Attic | Attic |
| Attic Area | 839 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 145 ft deep x 85 ft wide |
| Garage Type | Mixed |
| Garage Area | 692 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,116 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 141 sqft |
| Deck Area | 180 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 109557 |
|---|---|
| Street Address | 2054 TOPAZ PLZ |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 99 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD AT ROCKY RIVER |
| Legal Lot Number | 99 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41301 |
2054 Topaz Plz is owner-occupied and held in a trust since July 2020.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2054 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WOLFE FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on File |
| Deed Sale | May 27, 2016 · Amount on File |
| Deed Document Number | 201611944-0091 |
| Deed Book / Page | 11944 / 91 |
| Last Transfer Date | Jul 13, 2020 |
| Transfer Doc | 1435658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 27, 2020 |
| Property Address | 2054 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Document Number | 1435658 |
| Book / Page | 014356 / 000058 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 23668 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2054 TOPAZ PLZ DAVIDSON NC 280367648, DAVIDSON, NC 28036-7648 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 13, 2020 |
| Property Address | 2054 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Document Number | 0014111179 |
| Book / Page | 14111 / 179 |
| Map Reference | MB 69 PG 80 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2054 TOPAZ PLZ, 2054, DAVIDSON, NC 28036-7648 |
| Name | Verified Name |
|---|---|
| Address | 2054 TOPAZ PLZ, DAVIDSON, NC 28036-7648 |
| Document Number | 0014111181 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 14111/181 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $723,100 (-) Land $114,000 Building $609,100 | ||
| 2025 | $723,100 (+71.41%) Land $114,000 Building $609,100 | ||
| 2024 | $723,100 (+71.41%) Land $114,000 Building $609,100 | ||
| 2023 | $5,779.00 | $421,860 Land $75,000 Building $346,860 | $421,860 Land $75,000 Building $346,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2054 Topaz Plz in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2054 Topaz Plz is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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