El Dorado County property record for 2065 Onion Flat Ct, Cool, CA 95614 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,975 sqft · built 1989 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (Apr 2009) |
| Tax Bill | $4,657 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-432-022-000 |
| Primary APN | 073-432-022-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 65,776 sqft (1.51 acres) |
| Terrain | Gentle Slope |
| Parking Spaces | 1 Parking Space |
| Patio Area | 2,975 sqft |
| Water Source | Commercial |
|---|
| Street Address | 2065 ONION FLAT CT |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 34/47/B |
| Legal Subdivision | AUBURN LAKE TRAILS |
| Legal Lot Number | 1271 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 073-432-022-000
Assessment roll updated August 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2065 ONION FLAT CT, COOL, CA 95614-2556 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Mar 24, 2020 | Deed of Trust, Mortgage · ARM USDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2009 · Amount on Record |
| Deed Sale | Apr 28, 2009 · Amount on Record |
| Prior Sale | Jan 27, 1994 · Amount on Record |
| Deed Document Number | 200919170 |
| Last Transfer Date | May 07, 2013 |
| Transfer Doc | 0000025414 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2065 ONION FLAT CT, COOL, CA 95614-2556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2065 ONION FLAT CT, COOL, CA 95614-2556 |
| Document Number | 0000028108 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022-0028108 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 893 Months |
| Due | Nov 06, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.94% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.94% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2065 ONION FLAT CT, COOL, CA 95614-2556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013611 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-0013611 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 01, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,657.00 (+6.01%) Homeowner's exemption | $431,380 (+4.04%) Land $141,643 Building $289,737 |
| 2024 | $4,393.00 (+2.14%) | |
| 2023 | $4,301.00 (+1.08%) Homeowner's exemption | $414,631 Land $136,144 Building $278,487 |
| 2022 | $4,255.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 97% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | About 1 in 65 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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