20641 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20641 Rivers Ford, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,996 sqft Living Area
Lot Size9,779 sqft (0.225 acres)
OccupancyOwner Occupied
Last Sale$414,000 (2022)
Tax Bill$4,233.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-46-25-E3-080F5.0060
Alternative APNs
  • 252746E3080F50060
  • 10273359

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,996 sqft Living Area
Gross Area2,559 sqft Gross Area
1st Floor1,699 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,779 sqft (0.225 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area413 sqft Garage
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area297 sqft Patio
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10273359
Street Address20641 RIVERS FRD
CityESTERO
StateFL
Zip33928-4242
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK F5 LT 6
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILL AT CNTY CREEK
Legal TractE3
Legal Block1
Legal Lot Number6
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1000
Census Tract50210

Owner

Source: Lee County records · APN 27-46-25-E3-080F5.0060

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20641 RIVERS FRD, ESTERO, FL 33928-4242
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 14, 2022Warranty Deed, Transfer
HEIGHTS TITLE SERVICES LLC
Dec 07, 2018Deed of Trust, Mortgage · Line of Credit
LAKE MI CU
Mar 27, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LAKE MI CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleMar 27, 2018 · Amount on Record
Deed Doc Number202284701
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20641 RIVERS FRD, ESTERO, FL 33928-4242
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20641 RIVERS FRD, ESTERO, FL 33928-4242

Mortgage

Document Number0000164787
DateMay 16, 2022
Instrument2022000164787
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 14, 2022
Property Address20641 RIVERS FRD, ESTERO, FL 33928-4242
Document Number0000084701
Map ReferenceMB 57 PG 30-35
Instrument DateMar 14, 2022
Instrument2022000084701
Transaction TypeTransfer
Record UpdatedMar 24, 2022
Title CompanyHEIGHTS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2,898.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20600 RIVERS FRD, 20600, ESTERO, FL 33928-4241

Transferred To (Grantee/Buyer)

NameVerified Name
Address20907 COUNTTY BARN DRIVE, ESTERO, FL 33928-2238

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20641 RIVERS FRD, ESTERO, FL 33928-4242
Document Number0000046345
Instrument DateDec 07, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanySUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20641 RIVERS FRD ESTERO FL 339284242, ESTERO, FL 33928-4242

Mortgage

Document Number0000046345
DateFeb 28, 2019
Instrument46345
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2044
Interest
Rate TypeAdjustable Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 27, 2018
Property Address20641 RIVERS FRD, ESTERO, FL 33928-4242
Document Number0000071271
Instrument DateMar 20, 2018
Instrument71271
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanySUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,289.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7142 CUESTA WAY DR NE ROCKFORD MI 493419493, ROCKFORD, MI 49341-9493

Mortgage

Document Number71272
DateMar 27, 2018
Instrument71272
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 26, 2048
Interest
Rate TypeAdjustable Rate
Rate3.74%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,233.00 (-19.51%)$296,990 (-21.5%) Land $89,633 Building $207,357$296,990 (-21.5%) Land $89,633 Building $207,357
2023$5,259.00 (+27.89%)$378,333 (+26.19%) Land $121,385 Building $256,948$378,333 (+26.19%) Land $121,385 Building $256,948
2022$4,112.00$299,812 Land $87,598 Building $212,214$299,812 Land $87,598 Building $212,214

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Rivers Ford

Nearby Streets

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