20611 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20611 Rivers Ford, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,672 sqft · built 1997
Lot Size	0.226 acres (9,831 sqft)
Owner	2 Trust Names on File
Last Sale	$191,000 (Feb 1997)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E3-080F5.0090`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E3-080F5.0090`
Alternative APNs	`252746E3080F50090` `10273362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,672 sqft Living Area
Gross Area	3,449 sqft
1st Floor Area	2,012 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	9,831 sqft (0.226 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	292 sqft
Patio Area	660 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273362
Street Address	20611 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK F5 LT 9
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E3
Legal Block	F5
Legal Lot Number	9
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

20611 Rivers Ford is owner-occupied and held in a trust since January 2021.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	20611 RIVERS FRD, ESTERO, FL 33928-4242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 1997 · Amount on File
Deed Sale	Feb 4, 1997 · Amount on File
Deed Book / Page	2788 / 1613
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000025112
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jan 25, 2021
Property Address	20611 RIVERS FRD, ESTERO, FL 33928-4242
Document Number	0000025112
Instrument Date	Jan 22, 2021
Instrument	25112
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20611 RIVERS FRD ESTERO FL 339284242, ESTERO, FL 33928-4242

Tax Assessment & Valuation

The 2025 property tax bill for 20611 Rivers Ford was $3,072 with exemptions applied.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,901 (+4.77%)	$445,576 (+4.7%) Land $81,977 Building $363,599
2025	$3,072.00 Homeowner's exemption Widower's exemption	$248,068	$425,563 Land $89,633 Building $335,930
2023	$2,849.00 (-3.49%) Homeowner's exemption Widower's exemption	$238,773 (+3%)	$469,518 (+26.97%) Land $113,622 Building $355,896
2022	$2,952.00 Homeowner's exemption Widower's exemption	$231,818	$369,794 Land $87,598 Building $282,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20611 Rivers Ford in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20611 Rivers Ford is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20