20631 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20631 Rivers Ford, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,932 sqft · built 1997
Lot Size	0.245 acres (10,655 sqft)
Owner	2 Company Names on Record
Last Sale	$600,000 (Jul 2023)
Tax Bill	$6,371 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E3-080F5.0070`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E3-080F5.0070`
Alternative APNs	`252746E3080F50070` `10273360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,932 sqft Living Area
Gross Area	3,677 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	10,655 sqft (0.245 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Patio Area	488 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273360
Street Address	20631 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK F5 LT 7
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E3
Legal Block	1
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	25240 CAMPGROUND RD, MITCHELL, SD 57301-7830
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	2023255879
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	0000005649
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 28, 2023
Property Address	20631 RIVERS FRD, ESTERO, FL 33928-4242
Document Number	0000255879
Map Reference	MB 57 PG 30-35
Instrument Date	Jul 28, 2023
Instrument	2023000255879
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	PREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1055 W COPPER MIST CT, HERNANDO, FL 34442-6197

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	25240 CAMPGROUND RD, MITCHELL, SD 57301-7830

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,278 (+0.89%) Land $84,303 Building $380,975	$465,278 (+0.89%) Land $84,303 Building $380,975
2025	$6,371.00 (+7.02%)	$461,157 (-2.67%) Land $89,633 Building $371,524	$461,157 (-2.67%) Land $89,633 Building $371,524
2023	$5,953.00 (+13.5%)	$473,820 (+22.04%) Land $131,746 Building $342,074	$473,820 (+22.04%) Land $131,746 Building $342,074
2022	$5,245.00	$388,253 Land $87,598 Building $300,655	$388,253 Land $87,598 Building $300,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20