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20631 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20631 Laurel Lock Dr, Katy, TX 77450 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,358 sqft · built 1982
Lot Size0.162 acres (7,068 sqft)
Owner2 Individual Names on File
Last Sale$457,520 (Apr 2021)
Tax Bill$8,972 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN114-249-012-0009

Property Details

APN / Parcel Number

Primary APN114-249-012-0009

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,358 sqft Living Area
1st Floor Area1,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2008
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area7,068 sqft (0.162 acres)
View / LotNeighborhood
Garage Area525 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
PorchOpen Frame Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1142490120009
Street Address20631 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 BLK 12 NOTTINGHAM COUNTRY SEC 8 R/P
Legal SubdivisionNOTTINGHAM COUNTRY SEC 8 R/P
Legal Block12
Legal Lot Number9
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group4
Census Block4018
Census Tract454700

Owner

Source: Harris County records · APN 114-249-012-0009

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20631 LAUREL LOCK DR, KATY, TX 77450-4915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Vendor's Lien, Transfer · Conventional Mortgage
BWC MORTGAGE SERVICES
Feb 25, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Document Number2021201425
Prior Transfer DateSep 25, 2015
Prior Transfer Doc0000445492
Record UpdatedSep 20, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 15, 2021
Property Address20631 LAUREL LOCK DR, KATY, TX 77450-4915
Document Number0000201425
Map ReferenceVOL 289 PG 26
Instrument DateApr 14, 2021
Instrument2021-201425
Transaction TypeTransfer
Record UpdatedSep 02, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22127 PROVINCIAL BLVD, KATY, TX 77450-1701

Mortgage

Document Number0000201426
DateApr 15, 2021
Instrument2021-201426
Lender
NameBWC MORTGAGE SERVICES
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20631 LAUREL LOCK DR, KATY, TX 77450-4915
Document Number0000094612
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address20631 LAUREL LOCK DR KATY TX 774504915, KATY, TX 77450-4915

Mortgage

Document Number0000094612
DateMar 02, 2020
Instrument94612
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueMar 01, 2035

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,972.00 (+27.5%) Homeowner's exemption$546,400 (+13.43%) Land $132,313 Building $414,087$546,400 (+13.43%) Land $132,313 Building $414,087
2024$7,037.00 (+3.24%)
2023$481,688 Land $132,313 Building $349,375$481,688 Land $132,313 Building $349,375
2022$6,816.00 (+5.2%)
2020$6,479.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014547004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 130 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims14 (1998–2020)
Claims Outside the SFHA13 of 14
Most Recent ClaimJun 2020, rainfall accumulation
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 608 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Ezee Fiber Texas, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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