Harris County property record for 20634 Laurel Lock Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,198 sqft · built 1982 |
| Lot Size | 0.173 acres (7,552 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (May 2019) |
| Tax Bill | $7,389 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-249-009-0035 |
| Primary APN | 114-249-009-0035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,198 sqft Living Area |
| 1st Floor Area | 1,964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,552 sqft (0.173 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1142490090035 |
|---|---|
| Street Address | 20634 LAUREL LOCK DR |
| City | KATY |
| State | TX |
| Zip | 77450-4914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 BLK 9 NOTTINGHAM COUNTRY SEC 8 R/P |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 8 R/P |
| Legal Block | 9 |
| Legal Lot Number | 35 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 454700 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20634 LAUREL LOCK DR, KATY, TX 77450-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 1, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on Record |
| Deed Sale | May 1, 2019 · Amount on Record |
| Prior Sale | Jun 2, 2015 |
| Deed Document Number | 2019177391 |
| Prior Transfer Date | Apr 30, 2019 |
| Prior Transfer Doc | 0000177391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20634 LAUREL LOCK DR, KATY, TX 77450-4914 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021504240 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-504240 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 1, 2019 |
| Property Address | 20634 LAUREL LOCK DR, KATY, TX 77450-4914 |
| Document Number | 0000177391 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 177391 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20634 LAUREL LOCK DR KATY TX 774504914, KATY, TX 77450-4914 |
| Document Number | 177392 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 177392 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2049 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,311 (-2.98%) Land $134,689 Building $311,622 | $446,311 (-2.98%) Land $134,689 Building $311,622 | |
| 2025 | $7,389.00 (+8.77%) Homeowner's exemption | $460,000 (+5.07%) Land $134,689 Building $325,311 | $460,000 (+5.07%) Land $134,689 Building $325,311 |
| 2024 | $6,793.00 (+36.63%) | ||
| 2023 | $437,823 Land $134,689 Building $303,134 | $437,823 Land $134,689 Building $303,134 | |
| 2022 | $4,972.00 (-3.08%) | ||
| 2020 | $5,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 14 (1998–2020) |
| Claims Outside the SFHA | 13 of 14 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ezee Fiber.
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