Lee County property record for 20612 Charing Cross Cir, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,301 sqft · built 1989 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (May 2021) |
| Tax Bill | $6,259 (2025) |
| Deeds & Mortgages | May 2021 Sale Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-46-25-E4-06000.0110 |
| Primary APN | 29-46-25-E4-06000.0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,301 sqft Living Area |
| Gross Area | 5,425 sqft |
| 1st Floor Area | 2,341 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 448 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 142 sqft |
| Patio Area | 512 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274445 |
|---|---|
| Street Address | 20612 CHARING CROSS CIR |
| City | ESTERO |
| State | FL |
| Zip | 33928-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | CRANBROOK HARBOR PB 32 PG 144 LOT 11 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | CRANBROOK HARBOUR |
| Legal Tract | E4 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50104 |
Source: Lee County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20612 CHARING CROSS CIR, ESTERO, FL 33928-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 18, 2021 | Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | May 7, 2013 · Amount on Record |
| Deed Document Number | 2021162409 |
| Prior Transfer Date | Nov 17, 2014 |
| Prior Transfer Doc | 0000243232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 18, 2021 |
| Property Address | 20612 CHARING CROSS CIR, ESTERO, FL 33928-2539 |
| Document Number | 0000162409 |
| Map Reference | MB 32 PG 143-144 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021000162409 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | MARKETPLACE TITLE LLC, MARKETPLACE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20612 CHARING CROSS CIR, 20612, ESTERO, FL 33928-2539 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20612 CHARING CROSS CIR, ESTERO, FL 33928-2539 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20612 CHARING CROSS CIR, ESTERO, FL 33928-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000192941 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019000192941 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,848 (+2.7%) | $683,475 (+19.2%) Land $188,624 Building $494,851 | |
| 2025 | $6,259.00 (+2.46%) Homeowner's exemption Senior Citizen's exemption | $512,997 (+5.99%) | $573,403 (-19.78%) Land $205,727 Building $367,676 |
| 2023 | $6,109.00 (+0.61%) Homeowner's exemption | $484,018 (+3%) | $714,805 (+44.14%) Land $211,633 Building $503,172 |
| 2022 | $6,072.00 Homeowner's exemption | $469,920 | $495,907 Land $149,481 Building $346,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 35 (2005–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Blue Stream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures