Deschutes County property record for 20633 SE Gemstone Ave, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 2,038 sqft · built 2021 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $483,800 (Mar 2021) |
| Tax Bill | $3,568 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209 BD 00271 |
| Primary APN | 181209 BD 00271 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,038 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Mixed |
| Garage Area | 431 sqft |
| Account Number | 281873 |
|---|---|
| Street Address | 20633 SE GEMSTONE AVE |
| City | BEND |
| State | OR |
| Zip | 97702-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:210 SUBD:STONE CREEK PHASE 5 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BD |
| Legal Subdivision | STONE CREEK PHASE 5 |
| Legal Lot Number | 210 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2002 |
20633 SE Gemstone Ave is owned by an individual who bought it in March 2021.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5381 WOODSCAPE DR SE, SALEM, OR 97306-1091 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Deed Document Number | 0202125060 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20633 SE Gemstone Ave was $3,568, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,568.00 (+3.93%) | $211,210 (+3%) | $602,240 (+6.96%) Land $186,230 Building $416,010 |
| 2024 | $3,433.00 (+7.89%) | $205,060 (+3%) | $563,060 (-3.85%) Land $186,230 Building $376,830 |
| 2023 | $3,182.00 | $199,090 | $585,600 Land $186,230 Building $399,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20633 SE Gemstone Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20633 SE Gemstone Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Webformix.
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