20626 SE Gemstone Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20626 SE Gemstone Ave, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2021
Square Footage	2,230 sqft Living Area
Lot Size	3,485 sqft (0.08 acres)
Garage	Mixed, 398 sqft
Occupancy	Owner Occupied
Last Sale	$695,000 (2023)
Tax Bill	$3,689.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`181209 BD 00278`
Alternative APN	`281880`

Interior

Building Area	2,230 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2021
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Mixed Garage
Garage Area	398 sqft Garage

Location & Zoning

Account Number	281880
Street Address	20626 SE GEMSTONE AVE
City	BEND
State	OR
Zip	97702-3856
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT:203 SUBD:STONE CREEK PHASE 5 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BD
Legal Subdivision	STONE CREEK PHASE 5
Legal Lot Number	203
Jurisdiction	DESCHUTES OR
Minor Civil Division	BEND
Census Blockgroup	1
Census Block	1026
Census Tract	2002

Owner

Source: Deschutes County records · APN 181209 BD 00278

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20626 SE GEMSTONE AVE, BEND, OR 97702-3856
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2023 · Amount on Record
Deed Sale	Sep 08, 2023 · Amount on Record
Deed Doc Number	0202322400
Deed Book / Page	2023 / 22400
Record Refreshed	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 08, 2023
Property Address	20626 SE GEMSTONE AVE, BEND, OR 97702-3856
Document Number	0000022400
Map Reference	DOC 2020-43214
Instrument Date	Sep 08, 2023
Instrument	2023-22400
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	20626 SE GEMSTONE AVE, BEND, OR 97702-3856

Mortgage

Document Number	0000022401
Date	Sep 08, 2023
Instrument	2023-22401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,689.00 (+3.94%)	$218,340 (+3%)	$621,550 (+7.06%) Land $186,230 Building $435,320
2024	$3,549.00 (+7.87%)	$211,990 (+3%)	$580,550 (-3.9%) Land $186,230 Building $394,320
2023	$3,290.00 (+3.98%)	$205,820 (+369.69%)	$604,130 (+560.4%) Land $186,230 Building $417,900
2022	$3,164.00	$43,820	$91,480 Land $91,480