Deschutes County property record for 20629 SE Gemstone Ave, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2021 |
| Square Footage | 2,230 sqft Living Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | Mixed, 398 sqft |
| Last Sale | $508,220 (2021) |
| Tax Bill | $3,689.00 (2025) |
| Primary APN | 181209 BD 00272 |
|---|---|
| Alternative APN |
|
| Building Area | 2,230 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 398 sqft Garage |
| Account Number | 281874 |
|---|---|
| Street Address | 20629 SE GEMSTONE AVE |
| City | BEND |
| State | OR |
| Zip | 97702-3849 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:209 SUBD:STONE CREEK PHASE 5 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BD |
| Legal Subdivision | STONE CREEK PHASE 5 |
| Legal Lot Number | 209 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181209 BD 00272
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19314 SW MARSHMALLOW PL, BEND, OR 97702-5010 |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Apr 16, 2024 | Intrafamily Transfer, Transfer |
| Apr 28, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CONSOLIDATED FCU |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Apr 28, 2021 · Amount on Record |
| Deed Doc Number | 0000026397 |
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 0000009316 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 16, 2024 |
| Property Address | 20629 SE GEMSTONE AVE, BEND, OR 97702-3849 |
| Document Number | 0000009316 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024-09316 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19314 SW MARSHMALLOW PL, BEND, OR 97702-5010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 28, 2021 |
| Property Address | 20629 SE GEMSTONE AVE, BEND, OR 97702-3849 |
| Document Number | 0000026397 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021-26397 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 28, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20629 SE GEMSTONE AVE, BEND, OR 97702-3849 |
| Document Number | 0000026399 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-26399 |
| Name | CONSOLIDATED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,689.00 (+3.94%) | $218,340 (+3%) | $621,550 (+7.06%) Land $186,230 Building $435,320 |
| 2024 | $3,549.00 (+7.87%) | $211,990 (+3%) | $580,550 (-3.9%) Land $186,230 Building $394,320 |
| 2023 | $3,290.00 | $205,820 | $604,130 Land $186,230 Building $417,900 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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