2063 Gerard St, Flint, MI 48507 Property Records

Genesee County property record for 2063 Gerard St, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1960
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2026)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-576-014`

Property Details

APN / Parcel Number

Primary APN	`07-35-576-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	300 ft deep x 80 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2063 GERARD ST
City	FLINT
State	MI
Zip	48507-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 ROYAL GARDENS
Legal Subdivision	ROYAL GARDENS
Legal Lot Number	14
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2003
Census Tract	11010

Owner

2063 Gerard St is owned and occupied by an individual who bought it in April 2026.

Source: Genesee County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2063 GERARD ST, FLINT, MI 48507-3511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage TEAM TITLE AND ESCROW, DREAM TITLE & ESCROW
Sep 22, 2025	Quit Claim Deed, Transfer TITLE 365, TITL365
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Sep 22, 2025 · Amount on File
Deed Document Number	202612668
Prior Transfer Date	Jun 11, 2025
Prior Transfer Doc	0000000015
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 8, 2026
Property Address	2063 GERARD ST, FLINT, MI 48507-3511
Document Number	0000012668
Instrument Date	Apr 3, 2026
Instrument	2026.12668
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	TEAM TITLE AND ESCROW, DREAM TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,261.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2063 GERARD ST, FLINT, MI 48507-3511

Mortgage

Document Number	0000012917,
Date	Apr 8, 2026
Instrument	2026.04.10.12917

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 22, 2025
Property Address	2063 GERARD ST, FLINT, MI 48507-3511
Document Number	0000012699
Map Reference	LB 24 PG 50
Instrument Date	Aug 26, 2025
Instrument	202509220012699
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	TITLE 365, TITL365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 EXCELLENCE WAY # 200, 200, PLANO, TX 75023-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 REID RD, SWARTZ CREEK, MI 48473-9475

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 22, 2021
Property Address	2063 GERARD ST, FLINT, MI 48507-3511
Document Number	0000096200
Map Reference	LB 24 PG 50
Instrument Date	Dec 9, 2021
Instrument	202112220096200
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6843 SUNRISE CT SE, 6843, GRAND RAPIDS, MI 49546-6644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2063 GERARD ST, FLINT, MI 48507-3511

Mortgage

Document Number	0000096201
Date	Dec 22, 2021
Instrument	202112220096201

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2063 Gerard St was $1,806 with a homeowner's exemption, down 12.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,600 (+2.86%) Land $7,000 Building $32,600	$79,200 (+2.86%) Land $14,000 Building $65,200
2025	$1,806.00 (-12.12%) Homeowner's exemption	$38,500	$77,000
2024	$2,055.00
2023		$32,500	$65,000
2021	$1,608.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2063 Gerard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2063 Gerard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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