2029 Gerard St, Flint, MI 48507 Property Records

Genesee County property record for 2029 Gerard St, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 980 sqft · built 1954
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2026)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-576-010`

Property Details

APN / Parcel Number

Primary APN	`07-35-576-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	300 ft deep x 80 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2029 GERARD ST
City	FLINT
State	MI
Zip	48507-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 ROYAL GARDENS
Legal Subdivision	ROYAL GARDENS
Legal Lot Number	10
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2003
Census Tract	11010

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7200 PARKRIDGE PKWY, SWARTZ CREEK, MI 48473-1583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Apr 8, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 2, 2022	Intrafamily Transfer, Transfer
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	202612527
Prior Transfer Date	Oct 24, 2022
Prior Transfer Doc	0000070049
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2029 GERARD ST, FLINT, MI 48507-3511
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2029 GERARD ST, FLINT, MI 48507-3511

Mortgage

Document Number	0000000020
Date	May 6, 2025
Instrument	202505060000020

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 8, 2026
Property Address	2029 GERARD ST, FLINT, MI 48507-3511
Document Number	0000012527
Instrument Date	Apr 7, 2026
Instrument	2026.12527
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 PARKRIDGE PKWY, SWARTZ CREEK, MI 48473-1583

Mortgage

Document Number	0000012528,
Date	Apr 8, 2026
Instrument	2026.04.08.12528

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Nov 2, 2022
Property Address	2029 GERARD ST, FLINT, MI 48507-3511
Document Number	0000070049
Map Reference	LB 24 PG 50
Instrument Date	Oct 24, 2022
Instrument	202211020070049
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2029 GERARD ST, FLINT, MI 48507-3511

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 5, 2022
Property Address	2029 GERARD ST, FLINT, MI 48507-3511
Document Number	0000048652
Map Reference	LB 24 PG 50
Instrument Date	Jun 22, 2022
Instrument	202207050048652
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2029 GERARD ST, 2029, FLINT, MI 48507-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 W MAPLE AVE, FLINT, MI 48507-3431

Mortgage

Document Number	0000048653
Date	Jul 5, 2022
Instrument	202207050048653

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,000 (+2.24%) Land $7,000 Building $34,000	$82,000 (+2.24%) Land $14,000 Building $68,000
2025	$1,618.00 (+3.19%) Homeowner's exemption	$40,100 (+18.64%)	$80,200 (+18.64%)
2024	$1,568.00 (+31.99%)
2023		$33,800	$67,600
2021	$1,188.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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