2047 Gerard St, Flint, MI 48507 Property Records

Genesee County property record for 2047 Gerard St, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1955
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-576-012`

Property Details

APN / Parcel Number

Primary APN	`07-35-576-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Foundation Type	Raised
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	300 ft deep x 80 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2047 GERARD ST
City	FLINT
State	MI
Zip	48507-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 ROYAL GARDENS
Legal Subdivision	ROYAL GARDENS
Legal Lot Number	12
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2003
Census Tract	11010

Owner

2047 Gerard St is owned and occupied by an individual who acquired it in June 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2047 GERARD ST, FLINT, MI 48507-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 25, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 20, 2023	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGEPROS LLC
May 5, 2022	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Jul 12, 2017	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023
Deed Sale	Jun 20, 2023
Prior Sale	May 5, 2022 · Amount on File
Deed Document Number	202337623
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0000037623
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2047 GERARD ST, FLINT, MI 48507-3511
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 GERARD ST, FLINT, MI 48507-3511

Mortgage

Document Number	0000015156
Date	Oct 2, 2025
Instrument	202510020015156

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jun 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2047 GERARD ST, FLINT, MI 48507-3511
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 GERARD ST, FLINT, MI 48507-3511

Mortgage

Document Number	0000028429
Date	Apr 25, 2024
Instrument	202404250028429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jun 1, 2050

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 20, 2023
Property Address	2047 GERARD ST, FLINT, MI 48507-3511
Document Number	0000037623
Map Reference	LB 24 PG 50
Instrument Date	May 25, 2023
Instrument	202306200037623
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 GERAKLS REET, FLINT, MI 48507

Mortgage

Document Number	0000037624
Date	Jun 20, 2023
Instrument	202306200037624

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 5, 2022
Property Address	2047 GERARD ST, FLINT, MI 48507-3511
Document Number	0000036476
Map Reference	LB 24 PG 50
Instrument Date	Apr 22, 2022
Instrument	202205050036476
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2047 GERARD ST, 2047, FLINT, MI 48507-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3307 DAKOTA AVE, FLINT, MI 48506-3164

Mortgage

Document Number	0000036477
Date	May 5, 2022
Instrument	202205050036477

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 12, 2017
Property Address	2047 GERARD ST, FLINT, MI 48507-3511
Document Number	201707120049213
Map Reference	LB24 PG50
Instrument Date	Jun 29, 2017
Instrument	201707120049213
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$769.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4420 MEADOWS AVE, 4420, GRAND BLANC, MI 48439-8689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 GREEN MEADOWS DR, GRAND BLANC, MI 48439-8903

Tax Assessment & Valuation

The 2025 property tax bill for 2047 Gerard St was $1,943 with a homeowner's exemption, up 3.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,600 (+1.64%) Land $7,000 Building $42,600	$99,200 (+1.64%) Land $14,000 Building $85,200
2025	$1,943.00 (+3.08%) Homeowner's exemption	$48,800	$97,600
2024	$1,885.00
2023		$41,400 (+9.23%)	$82,800 (+9.23%)
2022		$37,900	$75,800
2021	$1,423.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2047 Gerard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2047 Gerard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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