Lee County property record for 20625 Armada Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,366 sqft · built 1985 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $954,000 (Aug 2022) |
| Tax Bill | $8,182 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-46-25-E4-09025.0000 |
| Primary APN | 29-46-25-E4-09025.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,366 sqft Living Area |
| Gross Area | 4,931 sqft |
| 1st Floor Area | 1,986 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 765 sqft |
| Patio Area | 990 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274830 |
|---|---|
| Street Address | 20625 ARMADA CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-2555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | QUARTERDECK COVE SUBD PB 36 PG 59 LOT 25 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | QUARTER DECK COVE - NEWER HOMES |
| Legal Tract | E4 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50104 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20625 ARMADA CT, ESTERO, FL 33928-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Prior Sale | Jun 9, 2015 · Amount on File |
| Deed Document Number | 2022265029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 17, 2022 |
| Property Address | 20625 ARMADA CT, ESTERO, FL 33928-2555 |
| Document Number | 0000265029 |
| Map Reference | MB 36 PG 57-59 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022000265029 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | ACCENT TITLE INSURANCE AGENCY INC, ACCENT TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,678.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20625 ARMADA CT, 20625, ESTERO, FL 33928-2555 |
| Name | Verified Name |
|---|---|
| Address | 20625 ARMADA CT, ESTERO, FL 33928-2555 |
| Document Number | 0000265030 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022000265030 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20625 ARMADA CT, ESTERO, FL 33928-2555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20625 ARMADA CT, ESTERO, FL 33928-2555 |
| Document Number | 0000077651 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021000077651 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,182.00 (-11.58%) Homeowner's exemption | $641,811 (-11.39%) Land $311,391 Building $330,420 | $641,811 (-18.48%) Land $311,391 Building $330,420 |
| 2023 | $9,254.00 (+90.88%) Homeowner's exemption | $724,349 (+92.06%) | $787,268 (+25.03%) Land $241,465 Building $545,803 |
| 2022 | $4,848.00 Homeowner's exemption | $377,150 | $629,670 Land $178,983 Building $450,687 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 111 (1988–2024) |
| Claims Outside the SFHA | 6 of 111 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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