Lee County property record for 20571 Armada Ct, Estero, FL 33928 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,959 sqft · built 1985 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,414 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 29-46-25-E4-09022.0000 |
| Primary APN | 29-46-25-E4-09022.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 3,712 sqft |
| 1st Floor Area | 1,753 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 291 sqft |
| Patio Area | 756 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274827 |
|---|---|
| Street Address | 20571 ARMADA CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUARTERDECK COVE SUBD PB 36 PG 58 LOT 22 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | QUARTER DECK COVE - NEWER HOMES |
| Legal Tract | 9 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50104 |
Source: Lee County records · APN 29-46-25-E4-09022.0000
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20571 ARMADA CT, ESTERO, FL 33928-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2025 |
| Transfer Doc | 0000190430 |
| Record Updated | Sep 20, 2026 |
Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,259 (+2.7%) | $567,993 (+1.43%) Land $191,125 Building $376,868 | |
| 2025 | $2,414.00 (+8.2%) Homeowner's exemption | $198,889 (+5.99%) | $559,993 (+144.11%) Land $246,576 Building $313,417 |
| 2023 | $2,231.00 (-1.98%) Homeowner's exemption | $187,655 (+3%) | $229,402 (-54.91%) Land $229,392 Building $10 |
| 2022 | $2,276.00 Homeowner's exemption | $182,189 | $508,782 Land $170,034 Building $338,748 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710501041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 101 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 111 (1988–2024) |
| Claims Outside the SFHA | 6 of 111 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 318 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Lumen Technologies | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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