Lee County property record for 20589 Armada Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,618 sqft · built 1986 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Nov 1996) |
| Tax Bill | $4,608 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 29-46-25-E4-09023.0000 |
| Primary APN | 29-46-25-E4-09023.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,618 sqft Living Area |
| Gross Area | 5,694 sqft |
| 1st Floor Area | 2,853 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 154 ft deep x 90 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 317 sqft |
| Patio Area | 1,350 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274828 |
|---|---|
| Street Address | 20589 ARMADA CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | QUARTERDECK COVE SUBD PB 36 PG 59 LOT 23 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | QUARTER DECK COVE - NEWER HOMES |
| Legal Tract | E4 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50104 |
Source: Lee County assessment roll, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20589 ARMADA CT, ESTERO, FL 33928-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 1996 · Amount on Record |
| Deed Sale | Nov 20, 1996 · Amount on Record |
| Deed Book / Page | 2765 / 1302 |
| Record Updated | Sep 20, 2026 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,305 (+2.7%) | $807,339 (-15.04%) Land $279,374 Building $527,965 | |
| 2025 | $4,608.00 (+57%) Homeowner's exemption | $367,386 (+52.14%) | $950,206 (+293.5%) Land $368,650 Building $581,556 |
| 2023 | $2,935.00 (-31.95%) Homeowner's exemption | $241,475 (-28.25%) Land $241,465 Building $10 | $241,475 (-69.81%) Land $241,465 Building $10 |
| 2022 | $4,313.00 Homeowner's exemption | $336,537 | $799,983 Land $178,983 Building $621,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 111 (1988–2024) |
| Claims Outside the SFHA | 6 of 111 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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