2054 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2054 Wharf Rd, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,227 sqft · built 1983
Lot Size	0.016 acres (697 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Oct 2020)
Tax Bill	$8,992 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-281-13`

Property Details

APN / Parcel Number

Primary APN	`035-281-13`
Alternative APN	`035-281-13-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,227 sqft Living Area
Gross Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	697 sqft (0.016 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2054 WHARF RD
City	CAPITOLA
State	CA
Zip	95010-2050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PARCEL MAPS 70 PG 5 LOT 1
Legal Subdivision	RIVERVIEW
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3000
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2932 PIEDMONT AVE, BERKELEY, CA 94705-2343
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 30, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Dec 3, 2019	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	202045201
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0000045202
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2020
Property Address	2054 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000045202
Instrument Date	Oct 27, 2020
Instrument	45202
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2932 PIEDMONT AVE BERKELEY CA 947052343, BERKELEY, CA 94705-2343

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2020
Property Address	2054 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000045201
Map Reference	MB 70 PG 5
Instrument Date	Oct 27, 2020
Instrument	2020-0045201
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 PIEDMONT AVE, BERKELEY, CA 94705-2343

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2019
Property Address	2054 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000037722
Map Reference	MB 69 PG 49
Instrument Date	Nov 1, 2019
Instrument	2019-0037722
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2054 WHAIF ROAD, CAPITOLA, CA 95010-2050

Mortgage

Document Number	0000037723
Date	Dec 3, 2019
Instrument	2019-0037723

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,571 (+2%) Land $452,673 Building $242,898
2025	$8,992.00 (+10.1%)	$681,932 (+4.04%) Land $443,797 Building $238,135
2023	$8,167.00 (+1.24%)	$655,452 Land $426,564 Building $228,888	$673,830
2022	$8,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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