20615 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20615 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,904 sqft · built 1998
Lot Size	0.175 acres (7,647 sqft)
Owner	Individual Name on Record
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R215396`

Property Details

APN / Parcel Number

Primary APN	`R215396`
Alternative APN	`2274-05-003-0090-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	1,846 sqft
2nd Floor Area	1,058 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,647 sqft (0.175 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	402 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215396
Street Address	20615 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 3, LOT 9
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	3
Legal Lot Number	9
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3000
Census Tract	673008

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20615 WINLOCK TRACE DR, KATY, TX 77450-7237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023
Deed Sale	Jul 10, 2023
Prior Sale	Jun 29, 2007
Deed Document Number	2023064268
Record Updated	Jun 8, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jul 10, 2023
Property Address	20615 WINLOCK TRACE DR, KATY, TX 77450-7237
Document Number	0000064268
Map Reference	SL 1641/B&1642/A
Instrument Date	Jul 6, 2023
Instrument	2023064268
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20615 WINLOCK TRACE DR, KATY, TX 77450-7237

Mortgage

Document Number	0000064269
Date	Jul 10, 2023
Instrument	2023064269

Lender

Name	ORCHARD MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,390.00 (-2.95%) Homeowner's exemption	$472,000 (+2.78%) Land $58,500 Building $413,500	$472,000 (+2.78%) Land $58,500 Building $413,500
2024	$7,615.00 (+24.37%) Homeowner's exemption	$459,220 (+24.31%) Land $58,500 Building $400,720	$459,220 (+13.48%) Land $58,500 Building $400,720
2023	$6,123.00 (-10.3%) Homeowner's exemption	$369,402 (+1%) Land $45,000 Building $359,660	$404,660 (+9.1%) Land $45,000 Building $359,660
2022		$335,820 Land $45,000 Building $290,820	$370,910 Land $45,000 Building $325,910
2021	$6,826.00 (+70.78%)
2018	$3,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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