Fort Bend County property record for 20610 Winlock Trace Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 1999 |
| Lot Size | 0.182 acres (7,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,400 (Nov 2021) |
| Tax Bill | $6,559 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jan 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R215334 |
| Primary APN | R215334 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| Gross Area | 2,566 sqft |
| 1st Floor Area | 2,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,943 sqft (0.182 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 398 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20610 WINLOCK TRACE DR |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77450-7229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 20 |
| Legal Subdivision | CINCO RANCH MEADOW PLACE SEC 5 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 673008 |
Source: Fort Bend County records · APN R215334
Assessment roll updated September 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 27, 2025 | Intrafamily Transfer, Transfer |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA |
| Nov 09, 2021 | Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 07, 2018 | Loan Modification, Mortgage US SMALL BUSINESS ADMINISTRATI |
| Dec 06, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2021 · Amount on Record |
| Deed Sale | Nov 09, 2021 · Amount on Record |
| Prior Sale | Oct 01, 2013 · Amount on Record |
| Deed Document Number | 2021187832 |
| Prior Transfer Date | Oct 29, 2021 |
| Prior Transfer Doc | 0000187832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Oct 27, 2025 |
| Property Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Document Number | 0000111278 |
| Map Reference | SL 1641B&1642A |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025111278 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009904 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017009904 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 29, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Nov 09, 2021 |
| Property Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Document Number | 0000187832 |
| Map Reference | SL 1641/B&1642/A |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021187832 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Title Company | CALATLANTIC TITLE INC, CALATLANTIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Document Number | 0000187833 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 2021187833 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Document Number | 0000087589 |
| Instrument Date | Jun 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20610 WINLOCK TRACE DR KATY TX 774507229, KATY, TX 77450-7229 |
| Document Number | 0000087589 |
|---|---|
| Date | Aug 03, 2018 |
| Instrument | 87589 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | EL PASO, TX 79935 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 02, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Dec 06, 2017 |
| Property Address | 20610 WINLOCK TRACE DR, KATY, TX 77450-7229 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 133891 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20610 WINLOCK TRACE DR KATY TX 774507229, KATY, TX 77450-7229 |
| Document Number | 0000133891 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 133891 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | EL PASO, TX 79935 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2047 |
Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,559.00 (-1.88%) Homeowner's exemption | $428,199 (+4.36%) Land $61,100 Building $367,099 | $428,199 (-3.12%) Land $61,100 Building $367,099 |
| 2024 | $6,685.00 (+7.93%) Homeowner's exemption | $410,308 (+1%) Land $61,100 Building $380,878 | $441,978 (+18.49%) Land $61,100 Building $380,878 |
| 2023 | $6,194.00 (+211.41%) Homeowner's exemption | $373,007 Land $47,000 Building $326,007 | $373,007 Land $47,000 Building $326,007 |
| 2018 | $1,989.00 |
Source: FEMA National Flood Hazard Layer as of August 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 40 (2017–2024) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Texas Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 471 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCO MUD 7 serves 4,239 people |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures