20614 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20614 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,921 sqft · built 1999
Lot Size	0.16 acres (6,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,400 (Aug 2018)
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R215335`

Property Details

APN / Parcel Number

Primary APN	`R215335`
Alternative APN	`2274-05-002-0210-914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,921 sqft Living Area
Gross Area	3,341 sqft
1st Floor Area	1,268 sqft
2nd Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,955 sqft (0.16 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	137 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20614 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 21
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	2
Legal Lot Number	21
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673008

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20614 WINLOCK TRACE DR, KATY, TX 77450-7229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage CREDIT UNION/TX
Aug 27, 2018	Vendor's Lien, Transfer GREAT WESTERN FINANCIAL SERVICES IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	May 7, 2007 · Amount on Record
Deed Document Number	201896506
Prior Transfer Date	Aug 16, 2006
Prior Transfer Doc	0000111901
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20614 WINLOCK TRACE DR, KATY, TX 77450-7229
Document Number	0000043036
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20614 WINLOCK TRACE DR KATY TX 774507229, KATY, TX 77450-7229

Mortgage

Document Number	0000043036
Date	Apr 15, 2020
Instrument	43036

Lender

Name	CREDIT UNION/TX
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 27, 2018
Property Address	20614 WINLOCK TRACE DR, KATY, TX 77450-7229
Document Number	0000096506
Map Reference	SL1641B&1642A
Instrument Date	Aug 24, 2018
Instrument	2018096506
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	CELEBRITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20614 WINLOCK TRACE DR, KATY, TX 77450-7229

Mortgage

Document Number	0000096507
Date	Aug 27, 2018
Instrument	2018096507

Lender

Name	GREAT WESTERN FINANCIAL SERVICES IN
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,220.00 (+4.84%) Homeowner's exemption	$463,029 (+1%) Land $58,500 Building $419,071	$477,571 (+0.27%) Land $58,500 Building $419,071
2024	$6,887.00 (+7.9%) Homeowner's exemption	$420,935 (+1%) Land $58,500 Building $417,789	$476,289 (+15.55%) Land $58,500 Building $417,789
2023	$6,383.00 (+61.88%) Homeowner's exemption	$382,668 Land $45,000 Building $367,204	$412,204 Land $45,000 Building $367,204
2018	$3,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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