20615 Root Rd NE, Flintstone, MD 21530 Property Records

Allegany County property record for 20615 Root Rd NE, Flintstone, MD 21530

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,640 sqft · built 1966
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Mar 2019)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-003302`

Property Details

APN / Parcel Number

Primary APN	`03-003302`
Alternative APNs	`3003302` `003302`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Basement
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003302
Street Address	20615 ROOT RD NE
City	FLINTSTONE
State	MD
Zip	21530-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.5A S OF RT 40 NR FLINTSTONE
Legal Subdivision	FLINTSTONE SAN
Jurisdiction	ALLEGANY MD
Township / Civil Division	21, GROSS
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20615 ROOT RD NE, FLINTSTONE, MD 21530-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST PEOPLES COMMUNITY FCU
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU
Mar 7, 2019	Grant Deed, Transfer FIRST PEOPLES CFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Mar 29, 1993 · Amount on Record
Deed Book / Page	2450 / 126
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	20615 ROOT RD NE, FLINTSTONE, MD 21530-1007
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20615 ROOT RD NE, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	002940-0074
Date	Jan 26, 2024
Book Page	2940/74

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2039

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	20615 ROOT RD NE, FLINTSTONE, MD 21530-1007
Document Number	0025310132
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20615 ROOT RD NE FLINTSTONE MD 215301007, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	0025310132
Date	Jan 27, 2020
Book Page	002531/000132

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 7, 2019
Property Address	20615 ROOT RD NE, FLINTSTONE, MD 21530-1007
Document Number	0024500126
Book / Page	002450 / 000126
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ALLEGHENY HIGHLANDS TITLE SETT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20615 ROOT RD NE FLINTSTONE MD 215301007, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	24500132
Date	Mar 7, 2019
Book Page	002450/000132

Lender

Name	FIRST PEOPLES CFCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,500 (+22.37%)	$191,600 (+30.96%) Land $54,900 Building $136,700
2025	$1,754.00 (+11.93%)
2023	$1,567.00	$144,233	$146,300 Land $34,700 Building $111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1993–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 2 claims Severe Storms And Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile.

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