20601 Root Rd NE, Flintstone, MD 21530 Property Records

Allegany County property record for 20601 Root Rd NE, Flintstone, MD 21530 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 1996
Lot Size	0.836 acres (36,404 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-014657`

Property Details

APN / Parcel Number

Primary APN	`03-014657`
Alternative APNs	`3014657` `014657`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,404 sqft (0.836 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014657
Street Address	20601 ROOT RD NE
City	FLINTSTONE
State	MD
Zip	21530-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36404 SQ FT OFF RT 40 ROOT RD
Legal Subdivision	FLINTSTONE SAN
Jurisdiction	ALLEGANY MD
Township / Civil Division	21, GROSS
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

Source: Allegany County records · APN 03-014657

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB
Nov 07, 2023	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK
Sep 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MTG ASSOC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 1995
Deed Sale	Aug 08, 1995
Deed Document Number	19951328
Deed Book / Page	628 / 959
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	003123-0447
Date	Jan 05, 2026
Book Page	3123/447

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2036

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	002921-0024
Date	Nov 07, 2023
Book Page	2921/24

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 10, 2030

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	002702-0484
Date	Sep 21, 2021
Book Page	2702/484

Lender

Name	STANDARD BANK
Type	Bank
Address	MONROEVILLE, PA 15146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	20601 ROOT RD NE, FLINTSTONE, MD 21530-1007
Document Number	0023250464
Book / Page	002325 / 000464
Instrument Date	Sep 05, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 ROOT RD NE FLINTSTONE MD 215301007, FLINTSTONE, MD 21530-1007

Mortgage

Document Number	0023250464
Date	Sep 14, 2017
Book Page	002325/000464

Lender

Name	CREDIT UNION MTG ASSOC
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,800 (+20.97%)	$285,000 (+28.73%) Land $48,100 Building $236,900
2025	$2,517.00 (+6.2%) Homeowner's exemption
2023	$2,370.00 Homeowner's exemption	$218,067	$221,400 Land $30,100 Building $191,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1993–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021, river or lake flooding
Claims By Storm	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 2 claims Severe Storms And Flooding, Jan 1996 · 5 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 70% of Maryland
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Skypacket Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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