20205 Root Rd NE, Flintstone, MD 21530 Property Records

Allegany County property record for 20205 Root Rd NE, Flintstone, MD 21530 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 1995
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,122 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-014207`

Property Details

APN / Parcel Number

Primary APN	`03-014207`
Alternative APNs	`3014207` `014207`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,816 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	158,994 sqft (3.65 acres)
Deck Area	240 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014207
Street Address	20205 ROOT RD NE
City	FLINTSTONE
State	MD
Zip	21530-1083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.653A ROOT RD S/O RT 40
Legal Subdivision	PARKER ROBERT R SURV
Jurisdiction	ALLEGANY MD
Township / Civil Division	21, GROSS
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

Source: Allegany County records · APN 03-014207

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 97, FLINTSTONE, MD 21530-0097
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 1995
Deed Sale	Jan 24, 1995
Deed Document Number	1995120
Deed Book / Page	623 / 260
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Recording Date	May 11, 2026
Property Address	20205 ROOT RD NE, FLINTSTONE, MD 21530-1083
Document Number	3158000295
Book / Page	3158 / 295
Instrument Date	Apr 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20205 ROOT RD NE, FLINTSTONE, MD 21530-1083
Investor	Possibly a Property Investor

Mortgage

Document Number	3158000295,
Date	May 11, 2026
Book Page	3158/295

Lender

Name	CHESSIE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,367 (+10.31%)	$235,500 (-) Land $49,300 Building $186,200
2025	$2,122.00 (+18.68%)	$195,233 (+18.63%)	$235,500 (+34.49%) Land $49,300 Building $186,200
2023	$1,788.00	$164,567	$175,100 Land $32,100 Building $143,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1993–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021, river or lake flooding
Claims By Storm	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 2 claims Severe Storms And Flooding, Jan 1996 · 5 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 75% of Maryland
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Skypacket Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.