115 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 115 Union St, Schenectady, NY 12305

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details4,263 sqft · built 1900
Lot Size0.104 acres (4,550 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Mar 2023)
Tax Bill$16,846 (2026)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.63-1-28

Property Details

APN / Parcel Number

Primary APN421500 39.63-1-28
Alternative APN
  • 150003906300010280000000

Interior

Stories2 Stories
Building Area4,263 sqft Gross Area
Basement Area2,304 sqft
Unfinished Basement2,304 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Lot Area4,550 sqft (0.104 acres)
Lot Dimensions91 ft deep x 50 ft wide
PorchSlab
Porch Area162 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1701
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code03 - MULTI
Legal Description2 BRICK
Legal Block1
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1003
Census Tract33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 UNION ST, SCHENECTADY, NY 12305-1701
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Prior SaleDec 9, 2022 · Amount on Record
Deed Document Number202312627
Deed Book / Page2103 / 740
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address115 UNION ST, SCHENECTADY, NY 12305-1701
Transaction TypeMortgage
Record UpdatedJul 14, 2023
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 EMMETT ST, SCHENECTADY, NY 12307-1437

Mortgage

Document Number0000012628
DateMar 3, 2023
Book Page5292/387
Instrument202312628
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,846.00 (+0.74%)
2025$16,723.00 (+1,097.07%)$365,000 (-) Land $14,100 Building $350,900$604,405 (+30.82%) Land $23,348 Building $581,057
2023$365,000 (-) Land $14,100 Building $350,900$462,025 (+3.8%) Land $17,848 Building $444,177
2022$365,000 Land $14,100 Building $350,900$445,122 Land $17,195 Building $427,927
2021$1,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Union St

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