206 Spring Cir, Urbana, IL 61802 Property Records

Champaign County property record for 206 Spring Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.045 acres (1,977 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2024)
Tax Bill	$1,826 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-21-04-384-003`

Property Details

APN / Parcel Number

Primary APN	`30-21-04-384-003`

Exterior

Lot Area	1,977 sqft (0.045 acres)

Location & Zoning

Street Address	206 SPRING CIR
City	URBANA
State	IL
Zip	61802-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS THREE WILLOWS (WILLOW SPRINGS) CONDO PHASE 7
Legal Range	09E
Legal Township	19N
Legal Section	04
Legal Subdivision	COMMONS THREE WILLOWS (WILLOW SPRINGS) C
Legal Lot Number	603
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2011
Census Tract	5401

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 SPRING CIR, URBANA, IL 61802-7566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/FORREST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202410759
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	0000018812
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2020
Property Address	206 SPRING CIR, URBANA, IL 61802-7566
Document Number	0000013562
Instrument Date	Jul 10, 2020
Instrument	2020R13562
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SPRING CIR # 206, 206, URBANA, IL 61802-7566

Mortgage

Document Number	0000013563
Date	Jul 17, 2020
Instrument	2020R13563

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	206 SPRING CIR, URBANA, IL 61802-7566
Document Number	0000009760
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 SPRING CIR URBANA IL 618027566, URBANA, IL 61802-7566

Mortgage

Document Number	0000009760
Date	Jun 4, 2020
Instrument	9760

Lender

Name	FIRST ST BK/FORREST
Type	Bank
Address	FORREST, IL 61741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 3, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,550 (+25.26%) Land $6,930 Building $23,620	$91,650 (+25.26%) Land $20,790 Building $70,860
2024	$1,826.00 (+14.34%)
2022	$1,597.00 Homeowner's exemption	$24,390 Land $5,530 Building $18,860	$73,170 Land $16,590 Building $56,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Mediacom Xtream.

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