106 Spring Cir, Urbana, IL 61802 Property Records

Champaign County property record for 106 Spring Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.039 acres (1,710 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2026)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-04-382-003`

Property Details

APN / Parcel Number

Primary APN	`30-21-04-382-003`

Exterior

Lot Area	1,710 sqft (0.039 acres)

Location & Zoning

Street Address	106 SPRING CIR
City	URBANA
State	IL
Zip	61802-7568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS THREE WILLOWS (WILLOW SPRINGS) CONDO PHASE 5
Legal Range	09E
Legal Township	19N
Legal Section	04
Legal Subdivision	COMMONS THREE WILLOWS (WILLOW SPRINGS) C
Legal Lot Number	503
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2011
Census Tract	5401

Owner

106 Spring Cir is owned by an individual who bought it in August 2026.

Source: Champaign County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	106 SPRING CIR, 106, URBANA, IL 61802-7568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Jan 12, 2023	Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage LLLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jan 12, 2023 · Amount on File
Deed Document Number	202613422
Prior Transfer Date	Apr 8, 2016
Prior Transfer Doc	0000009264
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 26, 2026
Property Address	106 SPRING CIR, URBANA, IL 61802-7568
Document Number	0000013422
Instrument Date	Jun 24, 2026
Instrument	202613422
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,482.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013423,
Date	Aug 26, 2026
Instrument	202613423

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 12, 2023
Property Address	106 SPRING CIR, URBANA, IL 61802-7568
Document Number	0000000464
Map Reference	DOC 78R6331
Instrument Date	Dec 28, 2022
Instrument	2023R00464
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 SPRING CIR, URBANA, IL 61802-7568

Mortgage

Document Number	0000000465
Date	Jan 12, 2023
Instrument	2023R00465

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 1, 2018
Property Address	106 SPRING CIR, URBANA, IL 61802-7568
Document Number	0000008860
Map Reference	DOC98R38511
Instrument Date	May 31, 2018
Instrument	2018R08860
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SPRING CIR, URBANA, IL 61802-7568

Mortgage

Document Number	0000008861
Date	Jun 1, 2018
Instrument	2018R08861

Lender

Name	LLLINOIS NATIONAL BANK
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 106 Spring Cir was $2,567, up 6.6% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00 (+6.56%)	$38,270 Land $5,530 Building $32,740	$114,810 Land $16,590 Building $98,220
2024	$2,409.00
2022	$2,131.00 Homeowner's exemption	$30,570 Land $4,420 Building $26,150	$91,710 Land $13,260 Building $78,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 106 Spring Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Volo.net Internet+Tech.

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