204 Spring Cir, Urbana, IL 61802 Property Records

Champaign County property record for 204 Spring Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.037 acres (1,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jul 2023)
Tax Bill	$4,159 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-04-384-002`

Property Details

APN / Parcel Number

Primary APN	`30-21-04-384-002`

Exterior

Lot Area	1,648 sqft (0.037 acres)

Location & Zoning

Street Address	204 SPRING CIR
City	URBANA
State	IL
Zip	61802-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS THREE WILLOWS (WILLOW SPRINGS) CONDO PHASE 7
Legal Range	09E
Legal Township	19N
Legal Section	04
Legal Subdivision	COMMONS THREE WILLOWS (WILLOW SPRINGS) C
Legal Lot Number	602
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2011
Census Tract	5401

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 SPRING CIR, URBANA, IL 61802-7566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Aug 3, 2004 · Amount on Record
Deed Document Number	20238860
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	0000024000
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 3, 2023
Property Address	204 SPRING CIR, URBANA, IL 61802-7566
Document Number	0000008860
Map Reference	DOC 98R38511
Instrument Date	Jun 29, 2023
Instrument	2023R08860
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 SPRING CIR, URBANA, IL 61802-7566

Mortgage

Document Number	0000008861
Date	Jul 3, 2023
Instrument	2023R08861

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,970 (+25.22%) Land $5,530 Building $49,440	$164,910 (+25.22%) Land $16,590 Building $148,320
2024	$4,159.00 (+26.72%)
2022	$3,282.00 Homeowner's exemption	$43,900 Land $4,420 Building $39,480	$131,700 Land $13,260 Building $118,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Mediacom Xtream.

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