206 Sailfish Dr, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 206 Sailfish Dr, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,591 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2020)
Tax Bill	$7,704 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification May 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`052536-0070`

Property Details

APN / Parcel Number

Primary APN	`052536-0070`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,591 sqft Living Area
Gross Area	3,238 sqft
1st Floor Area	1,605 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 SAILFISH DR
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/45-48 DOLPHIN COVE LOT 7 OR4945/339
Legal Range	29E
Legal Township	03S
Legal Section	21
Legal Subdivision	DOLPHIN COVE
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	3
Census Block	3000
Census Tract	20707

Owner

206 Sailfish Dr is owned and occupied by an individual who bought it in May 2020.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	206 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Loan Modification, Mortgage · Conventional Mortgage RENASANT BK
May 19, 2020	Warranty Deed, Construction Loan · Construction Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	202038231
Deed Book / Page	4945 / 339
Record Updated	Jun 8, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	206 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Document Number	0049891673
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 SAILFISH DR PONTE VEDRA BEACH FL 320822073, PONTE VEDRA BEACH, FL 32082-2073

Mortgage

Document Number	0049891673
Date	Jul 15, 2020
Book Page	004989/001673
Instrument	56873

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 19, 2020
Property Address	206 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Document Number	0049450339
Book / Page	4945 / 339
Map Reference	MB 87 PG 45-48
Instrument Date	Feb 28, 2020
Instrument	2020038231
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5875 MINING TER STE 206, 5875, JACKSONVILLE, FL 32257-3225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073

Mortgage

Document Number	0004945341
Date	May 19, 2020
Instrument	4945/341

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Feb 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 206 Sailfish Dr was $7,704 with a homeowner's exemption, up 11.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,794 (+2.7%)	$776,599 (-2.07%) Land $115,000 Building $661,599
2025	$7,704.00 (+11.65%) Homeowner's exemption	$585,973 (+2.9%)	$793,035 (+2.98%) Land $115,000 Building $678,035
2024	$6,900.00 (+1.89%) Homeowner's exemption	$569,459 (+3%)	$770,070 (+1.68%) Land $115,000 Building $655,070
2023	$6,772.00 (+2.57%) Homeowner's exemption	$552,873 (+3%)	$757,360 (+9.79%) Land $115,000 Building $642,360
2022	$6,602.00 Homeowner's exemption	$536,770	$689,854 Land $112,000 Building $577,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Sailfish Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 units insured incl. 70 condo units
Nearby Flood Claims	19 (1997–2016)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 12 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Sailfish Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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