191 Sailfish Dr, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 191 Sailfish Dr, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,114 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$494,200 (Mar 2020)
Tax Bill	$5,850 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Oct 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`052536-0120`

Property Details

APN / Parcel Number

Primary APN	`052536-0120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,781 sqft
1st Floor Area	2,114 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	192 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	191 SAILFISH DR
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/45-48 DOLPHIN COVE LOT 12 OR4894/1386
Legal Range	29E
Legal Township	03S
Legal Section	21
Legal Subdivision	DOLPHIN COVE
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	3
Census Block	3000
Census Tract	20707

Owner

191 Sailfish Dr is owned and occupied by two individuals who bought it in March 2020.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK
Oct 10, 2019	Trustee's Deed, Construction Loan · Construction Mortgage 12TH STREET FLA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Deed Document Number	202017145
Deed Book / Page	4894 / 1386
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 3, 2020
Property Address	191 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2074
Document Number	0048941386
Book / Page	4894 / 1386
Map Reference	MB 87 PG 45-48
Instrument Date	Feb 28, 2020
Instrument	2020017145
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,459.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5875 MINING TER STE 206, 5875, JACKSONVILLE, FL 32257-3225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SAN JUAN DR # E, E, PONTE VEDRA BEACH, FL 32082-1336

Mortgage

Document Number	48941388
Date	Mar 3, 2020
Instrument	4894/1388

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 10, 2019
Property Address	191 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2074
Document Number	0048111147
Book / Page	004811 / 001147
Instrument Date	Oct 7, 2019
Instrument	75707
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5875 MINING TER #206 JACKSONVILLE FL 322573225, 206, JACKSONVILLE, FL 32257-3225
Investor	Possibly a Property Investor

Mortgage

Document Number	48111147
Date	Oct 10, 2019
Book Page	004811/001147
Instrument	75707

Lender

Name	12TH STREET FLA LLC
Address	SAVANNAH, GA 31404

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 9, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 191 Sailfish Dr was $5,850 with a homeowner's exemption, up 12% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,437 (+2.7%)	$654,417 (+0.96%) Land $115,000 Building $539,417
2025	$5,850.00 (+12%) Homeowner's exemption	$448,332 (+2.9%)	$648,219 (+3.6%) Land $115,000 Building $533,219
2024	$5,223.00 (+1.93%) Homeowner's exemption	$435,697 (+3%)	$625,716 (-) Land $115,000 Building $510,716
2023	$5,124.00 (+2.71%) Homeowner's exemption	$423,007 (+3%)	$625,716 (+9.66%) Land $115,000 Building $510,716
2022	$4,989.00 Homeowner's exemption	$410,686	$570,573 Land $112,000 Building $458,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Sailfish Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 units insured incl. 70 condo units
Nearby Flood Claims	19 (1997–2016)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 12 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Sailfish Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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