188 Sailfish Dr, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 188 Sailfish Dr, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,876 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$478,200 (Feb 2020)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052536-0050`

Property Details

APN / Parcel Number

Primary APN	`052536-0050`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,876 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 SAILFISH DR
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/45-48 DOLPHIN COVE LOT 5 OR4891/1706
Legal Range	29E
Legal Township	03S
Legal Section	21
Legal Subdivision	DOLPHIN COVE
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	3
Census Block	3000
Census Tract	20707

Owner

188 Sailfish Dr is owned and occupied by two individuals who bought it in February 2020.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit 12TH STREET FLA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202015915
Deed Book / Page	4891 / 1706
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	188 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073

Mortgage

Document Number	0055370825
Date	Apr 14, 2022
Book Page	5537/825
Instrument	2022038679

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 28, 2020
Property Address	188 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Document Number	0048911706
Book / Page	4891 / 1706
Map Reference	MB 87 PG 45-48
Instrument Date	Feb 21, 2020
Instrument	2020015915
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,347.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5875 MINING TER STE 206, 5875, JACKSONVILLE, FL 32257-3225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 JARDIN DE MER PL, JACKSONVILLE, FL 32250-8609

Mortgage

Document Number	48911708
Date	Feb 28, 2020
Instrument	4891/1708

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	188 SAILFISH DR, PONTE VEDRA BEACH, FL 32082-2073
Document Number	0048111255
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5875 MINING TER JACKSONVILLE FL 322573224, JACKSONVILLE, FL 32257-3224
Investor	Possibly a Property Investor

Mortgage

Document Number	0048111255
Date	Oct 10, 2019
Book Page	004811/001255
Instrument	75728

Lender

Name	12TH STREET FLA LLC
Address	SAVANNAH, GA 31404

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 188 Sailfish Dr was $5,627 with a homeowner's exemption, up 12.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,435 (+2.7%)	$614,728 (+0.45%) Land $115,000 Building $499,728
2025	$5,627.00 (+12.07%) Homeowner's exemption	$431,777 (+2.9%)	$611,976 (+3.44%) Land $115,000 Building $496,976
2024	$5,021.00 (+1.95%) Homeowner's exemption	$419,608 (+3%)	$591,651 (-) Land $115,000 Building $476,651
2023	$4,925.00 (+2.73%) Homeowner's exemption	$407,386 (+3%)	$591,651 (+9.22%) Land $115,000 Building $476,651
2022	$4,794.00 Homeowner's exemption	$395,520	$541,718 Land $112,000 Building $429,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Sailfish Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 units insured incl. 70 condo units
Nearby Flood Claims	19 (1997–2016)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 12 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Sailfish Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sailfish Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures