206 S 2nd St, Malta, IL 60150 Property Records

DeKalb County property record for 206 S 2nd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.357 acres (15,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2021)
Tax Bill	$3,800 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-309-004`

Property Details

APN / Parcel Number

Primary APN	`07-23-309-004`

Exterior

Lot Area	15,543 sqft (0.357 acres)
Lot Dimensions	157 ft deep x 99 ft wide

Location & Zoning

Account Number	0723309004
Street Address	206 S 2ND ST
City	MALTA
State	IL
Zip	60150-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & S1/2 LOT 8 - BLK 3 - SPRAGUES ADDITION
Legal Subdivision	SPRAGUES ADDITION
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2079
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 S 2ND ST, MALTA, IL 60150-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Deed Document Number	20216224
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	0000025321
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 13, 2021
Property Address	206 S 2ND ST, MALTA, IL 60150-9500
Document Number	0000006224
Map Reference	MB A PG 22
Instrument Date	May 5, 2021
Instrument	2021006224
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 S 2ND ST, MALTA, IL 60150-9500

Mortgage

Document Number	0000006225
Date	May 13, 2021
Instrument	2021006225

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	206 S 2ND ST, MALTA, IL 60150-9500
Document Number	0000010664
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 S 2ND ST MALTA IL 601509500, MALTA, IL 60150-9500

Mortgage

Document Number	0000010664
Date	Oct 14, 2020
Instrument	10664

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CHICAGO, IL 60631-3655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,751 (+27.77%) Land $13,665 Building $47,086	$182,253 (+27.77%) Land $40,995 Building $141,258
2024	$3,800.00
2023		$47,548 Land $10,695 Building $36,853	$142,644 Land $32,085 Building $110,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

Nearby Properties on S 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures