308 S 2nd St, Malta, IL 60150 Property Records

DeKalb County property record for 308 S 2nd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.476 acres (20,724 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Mar 2017)
Tax Bill	$4,689 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-310-004`

Property Details

APN / Parcel Number

Primary APN	`07-23-310-004`

Exterior

Lot Area	20,724 sqft (0.476 acres)
Lot Dimensions	157 ft deep x 132 ft wide

Location & Zoning

Account Number	0723310004
Street Address	308 S 2ND ST
City	MALTA
State	IL
Zip	60150-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOTS 5 & 6 BLOCK 12
Legal Subdivision	SPRAGUES ADDITION
Legal Block	12
Legal Lot Number	5,6
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2080
Census Tract	300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 S 2ND ST, MALTA, IL 60150-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATED MORTGAGE SERVICES LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATED MORTGAGE SERVICES LLC
Mar 1, 2017	Grant Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Apr 8, 2005
Deed Document Number	20171819
Prior Transfer Date	Apr 7, 2005
Prior Transfer Doc	0000006251
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	308 S 2ND ST, MALTA, IL 60150-9533
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	NATIONS TITLE AGENCY, NATIONS TITLE AGENCY WI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000341
Date	Jan 11, 2021
Instrument	2021000341

Lender

Name	EDUCATED MORTGAGE SERVICES LLC
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate	2.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	308 S 2ND ST, MALTA, IL 60150-9533
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NATIONS TITLE AGENCY/IN, NATIONS TITLE AGENCY WI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000000341
Date	Jan 11, 2021
Instrument	2021000341

Lender

Name	EDUCATED MORTGAGE SERVICES LLC
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate	2.87%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 1, 2017
Property Address	308 S 2ND ST, MALTA, IL 60150-9533
Document Number	0000001819
Instrument Date	Feb 27, 2017
Instrument	1819
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 S 2ND ST MALTA IL 601509533, MALTA, IL 60150-9533

Mortgage

Document Number	1820
Date	Mar 1, 2017
Instrument	1820

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,000 (+27.77%) Land $20,039 Building $58,961	$237,000 (+27.77%) Land $60,117 Building $176,883
2024	$4,689.00
2023		$61,832 Land $15,684 Building $46,148	$185,496 Land $47,052 Building $138,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

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