203 S 2nd St, Malta, IL 60150 Property Records

DeKalb County property record for 203 S 2nd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.252 acres (10,990 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2021)
Tax Bill	$2,053 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-313-001`

Property Details

APN / Parcel Number

Primary APN	`07-23-313-001`

Exterior

Lot Area	10,990 sqft (0.252 acres)
Lot Dimensions	157 ft deep x 70 ft wide

Location & Zoning

Account Number	0723313001
Street Address	203 S 2ND ST
City	MALTA
State	IL
Zip	60150-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & N 4FT LOT 3- BLK 4 - SPRAGUES ADDITION
Legal Subdivision	SPRAGUES ADDITION
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2078
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 S 2ND ST, MALTA, IL 60150-9557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Feb 16, 2017	Warranty Deed, Transfer FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Feb 16, 2017 · Amount on Record
Deed Document Number	20215336
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 26, 2021
Property Address	203 S 2ND ST, MALTA, IL 60150-9557
Document Number	0000005336
Map Reference	MB A PG 22
Instrument Date	Mar 29, 2021
Instrument	2021005336
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S 2ND ST, MALTA, IL 60150-9557

Mortgage

Document Number	0000005337
Date	Apr 26, 2021
Instrument	2021005337

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 16, 2017
Property Address	203 S 2ND ST, MALTA, IL 60150-9557
Document Number	0000001369
Instrument Date	Feb 16, 2017
Instrument	1369
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N 1ST ST #15 DEKALB IL 601153254, 15, DEKALB, IL 60115-3254

Mortgage

Document Number	1370
Date	Feb 16, 2017
Instrument	1370

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,928 (+27.77%) Land $10,631 Building $25,297	$107,784 (+27.77%) Land $31,893 Building $75,891
2024	$2,053.00
2023		$28,119 Land $8,320 Building $19,799	$84,357 Land $24,960 Building $59,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirCell.

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