206 N Thomas Ave, Oakland, NE 68045 Property Records

Burt County property record for 206 N Thomas Ave, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,056 sqft · built 1973
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$166,350 (Jun 2026)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Aug 2015 Mortgage Sep 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112806700`

Property Details

APN / Parcel Number

Primary APN	`112806700`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	206 N THOMAS AVE
City	OAKLAND
State	NE
Zip	68045-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	L3 BLK7 OAKLAND; MAP NUMBER: 1797-00-0-40000-007-6700
Legal Subdivision	OAKLAND CITY
Legal Block	7
Legal Lot Number	3
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2085
Census Tract	963200

Owner

206 N Thomas Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Burt County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2015	Deed of Trust, Mortgage FIRST NATIONAL BANK
Sep 23, 2014	Deed of Trust, Mortgage FIRST NATIONAL BANK
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Deed Document Number	2026644
Record Updated	Oct 29, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG199/285
Date	Aug 7, 2015
Book Page	MTG199/285

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OAKLAND, NE 68045

Agreement

Amount	Amount on Record

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG194/360
Date	Sep 23, 2014
Book Page	MTG194/360

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OAKLAND, NE 68045

Agreement

Amount	Amount on Record

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jun 3, 2026
Property Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335
Document Number	0000000644
Instrument Date	May 20, 2026
Instrument	2026644
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,978.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335

Mortgage

Document Number	0000000645,
Date	Jun 3, 2026
Instrument	2026645

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jun 3, 2026
Property Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335
Document Number	0202600644
Instrument Date	May 20, 2026
Instrument	2026644
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,978.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	206 N THOMAS AVE, OAKLAND, NE 68045-1335

Mortgage

Document Number	0000000645,
Date	Jun 3, 2026
Instrument	2026645

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 206 N Thomas Ave was $2,069.

Source: Burt County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00	$139,479 Land $14,520 Building $124,959	$139,479 Land $14,520 Building $124,959
2023	$2,434.00	$123,235 Land $11,616 Building $111,619	$123,235 Land $11,616 Building $111,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 N Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 206 N Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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