108 N Thomas Ave, Oakland, NE 68045 Property Records

Burt County property record for 108 N Thomas Ave, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,832 sqft · built 2006
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jan 2026)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`112812300`

Property Details

APN / Parcel Number

Primary APN	`112812300`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Basement Area	1,832 sqft

Exterior

Year Built	Built 2006
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Mixed
Garage Area	416 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	108 N THOMAS AVE
City	OAKLAND
State	NE
Zip	68045-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	L6&N36'L5 BLK8 OAKLAND; MAP NUMBER: 1797-00-0-40000-008-2300
Legal Subdivision	OAKLAND CITY
Legal Block	8
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2088
Census Tract	963200

Owner

108 N Thomas Ave is owned by an individual who bought it in January 2026.

Source: Burt County records, as of March 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	915 DIAMOND STREET, OAKLAND, NE 68045
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 8, 2011	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
May 13, 2011	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
May 1, 2013	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK NORTHEAST OAKLAND
Jan 26, 2026	Survivorship Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC
May 21, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	2026-00075
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG229/158
Date	Nov 10, 2020
Book Page	MTG229/158
Instrument	2020-65518

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	OMAHA TITLE AND ESCROW INC, OMAHA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG170/657
Date	Dec 14, 2009
Book Page	MTG170/657

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2039

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG177/464
Date	Jun 8, 2011
Book Page	MTG177/464

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2041

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG177/160
Date	May 13, 2011
Book Page	MTG 177/160

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2041

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG187/084
Date	May 1, 2013
Book Page	MTG187/084

Lender

Name	FIRST NATIONAL BANK NORTHEAST OAKLAND
Address	OAKLAND, NE 68045

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BURT NE
Recording Date	Jan 26, 2026
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Document Number	0202600075
Instrument Date	Jan 15, 2026
Instrument	2026-00075
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	DODGE COUNTY LAND TITLE COMPANY, DODGE COUNTY T&E CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1890 COUNTY ROAD K, OAKLAND, NE 68045-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 DIAMOND STREET, OAKLAND, NE 68045

Mortgage

Document Number	0202600076
Date	Jan 26, 2026
Instrument	2026-00076

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BURT NE
Recording Date	May 21, 2019
Property Address	108 N THOMAS AVE, OAKLAND, NE 68045-1333
Document Number	DEED092/006
Book / Page	DEED092 / 006
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AM ANDERSON ABSTRACT COMPANY LLC, A M ANDERSON ABSTRACT CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	MTG219417
Date	May 21, 2019
Instrument	MTG219/417

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 108 N Thomas Ave was $3,631, down 35.8% from the year before.

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,631.00 (-35.76%)	$244,754 (-29.85%) Land $9,504 Building $235,250	$244,754 (-29.85%) Land $9,504 Building $235,250
2024	$5,652.00 (-6.28%)	$348,905 (+14.3%) Land $20,216 Building $328,689	$348,905 (+14.3%) Land $20,216 Building $328,689
2023	$6,031.00	$305,262 Land $19,734 Building $285,528	$305,262 Land $19,734 Building $285,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 N Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 N Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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