115 N Thomas Ave, Oakland, NE 68045 Property Records

Burt County property record for 115 N Thomas Ave, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1925
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jan 2014)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112812900`

Property Details

APN / Parcel Number

Primary APN	`112812900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Basement Area	392 sqft

Exterior

Year Built	Built 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	115 N THOMAS AVE
City	OAKLAND
State	NE
Zip	68045-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	L9 BLK1 OAKLAND; MAP NUMBER: 1797-00-0-40000-001-2900
Legal Subdivision	OAKLAND CITY
Legal Block	1
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2089
Census Tract	963200

Owner

115 N Thomas Ave is owned and occupied by an individual who bought it in January 2014.

Source: Burt County records, as of March 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK
May 21, 2021	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2014 · Amount on File
Deed Sale	Jan 9, 2014 · Amount on File
Deed Document Number	DEED086124
Deed Book / Page	DEED086 / 124
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332

Mortgage

Document Number	0202501308
Date	Oct 24, 2025
Instrument	2025-01308

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332

Mortgage

Document Number	0202400433
Date	Apr 30, 2024
Instrument	2024-00433

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG220/151
Date	Jul 23, 2019
Book Page	MTG220/151

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	FREMONT, NE 68025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG229/245
Date	Nov 16, 2020
Book Page	MTG229/245
Instrument	2020-65552

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N THOMAS AVE, OAKLAND, NE 68045-1332

Mortgage

Document Number	MTG233/219
Date	May 21, 2021
Book Page	MTG233/219
Instrument	2021-66447

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	FREMONT, NE 68025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 115 N Thomas Ave was $1,814.

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00	$122,260 Land $14,520 Building $107,740	$122,260 Land $14,520 Building $107,740
2023	$1,962.00	$99,349 Land $11,616 Building $87,733	$99,349 Land $11,616 Building $87,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 N Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 115 N Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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