San Diego County property record for 206 Joyce St, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,208 sqft · built 1955 |
| Lot Size | 0.131 acres (5,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Feb 1998) |
| Tax Bill | $3,242 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493-131-22-00 |
| Primary APN | 493-131-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,208 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 5,700 sqft (0.131 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 206 JOYCE ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-6309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 22 TR 003070 |
| Legal Subdivision | JONATHAN MANOR |
| Legal Tract | 003070 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 15301 |
206 Joyce St is owned and occupied by two individuals who bought it in February 1998.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 JOYCE ST, EL CAJON, CA 92020-6309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 1998 · Amount on File |
| Deed Sale | Feb 27, 1998 · Amount on File |
| Deed Document Number | 1998105904 |
| Prior Transfer Date | Apr 27, 1994 |
| Prior Transfer Doc | 0000291169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 206 JOYCE ST, EL CAJON, CA 92020-6309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 206 JOYCE ST, EL CAJON, CA 92020-6309 |
| Document Number | 0000717653 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0717653 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | EL CAJON, CA 92020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 206 Joyce St was $3,242 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $211,696 (+2%) Land $93,015 Building $118,681 | |
| 2025 | $3,242.00 Homeowner's exemption | $207,546 Land $91,192 Building $116,354 |
| 2023 | $2,917.00 (-4.17%) Homeowner's exemption | $199,488 Land $87,651 Building $111,837 |
| 2022 | $3,044.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 206 Joyce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 206 Joyce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
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