203 Joyce St, El Cajon, CA 92020 Property Records

San Diego County property record for 203 Joyce St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,190 sqft · built 1980
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Apr 2024)
Tax Bill	$9,800 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`493-132-01-00`

Property Details

APN / Parcel Number

Primary APN	`493-132-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,190 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	203 JOYCE ST
City	EL CAJON
State	CA
Zip	92020-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 23 TR 003070
Legal Subdivision	JONATHAN MANOR
Legal Tract	003070
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1243 MADELINE DR, EL CAJON, CA 92021-5077
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage BRIAN CHOU
Feb 2, 2024	Grant Deed, Transfer · Commercial Mortgage VICTOR GRIGORIAN IRA
Nov 6, 2020	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Nov 6, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	202494478
Prior Transfer Date	Jun 15, 2010
Prior Transfer Doc	0000309627
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2024
Property Address	203 JOYCE ST, EL CAJON, CA 92020-6308
Document Number	0000094478
Map Reference	DOC 490574
Instrument Date	Mar 29, 2024
Instrument	2024-0094478
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2024
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 JOYCE ST, EL CAJON, CA 92020-6308

Mortgage

Document Number	0000094479
Date	Apr 16, 2024
Instrument	2024-0094479

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	203 JOYCE ST, EL CAJON, CA 92020-6308
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5173 WARING RD 2, 2, SAN DIEGO, CA 92120-2705
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066389
Date	Mar 18, 2024
Instrument	2024-0066389

Lender

Name	BRIAN CHOU
Type	Private Party
Address	16731 CALLE HERMOSA, SAN DIEGO, CA 92127

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2024
Property Address	203 JOYCE ST, EL CAJON, CA 92020-6308
Document Number	0000028534
Map Reference	DOC 490574
Instrument Date	Jan 22, 2024
Instrument	2024-0028534
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5173 WARING RD # 206, 206, SAN DIEGO, CA 92120-2705
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028535
Date	Feb 2, 2024
Instrument	2024-0028535

Lender

Name	VICTOR GRIGORIAN IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2025

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2020
Property Address	203 JOYCE ST, EL CAJON, CA 92020-6308
Document Number	0000696492
Instrument Date	Nov 2, 2020
Instrument	696492
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	203 JOYCE ST EL CAJON CA 920206308, EL CAJON, CA 92020-6308

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2020
Property Address	203 JOYCE ST, EL CAJON, CA 92020-6308
Document Number	0000696493
Map Reference	MAP 003070
Instrument Date	Nov 2, 2020
Instrument	2020-0696493
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 JOYCE ST, EL CAJON, CA 92020-6308

Mortgage

Document Number	0000696494
Date	Nov 6, 2020
Instrument	2020-0696494

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,310 (+2%) Land $520,200 Building $286,110
2025	$9,800.00 (+38.54%)	$790,500 (+55.06%) Land $510,000 Building $280,500
2023	$7,074.00 (+1.33%) Homeowner's exemption	$509,796 Land $384,948 Building $124,848
2022	$6,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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