233 Joyce St, El Cajon, CA 92020 Property Records

San Diego County property record for 233 Joyce St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,570 sqft · built 1955
Lot Size	0.133 acres (5,800 sqft)
Owner	Company Name on Record
Last Sale	$645,000 (Jun 2021)
Tax Bill	$9,128 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`493-132-04-00`

Property Details

APN / Parcel Number

Primary APN	`493-132-04-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	233 JOYCE ST
City	EL CAJON
State	CA
Zip	92020-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 26 TR 003070
Legal Subdivision	JONATHAN MANOR
Legal Tract	003070
Legal Block	2
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	233 JOYCE ST, EL CAJON, CA 92020-6308
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOGAN FINANCE CORP
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 3, 2023	Intrafamily Transfer, Transfer
Jun 11, 2021	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Apr 4, 2017	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	May 6, 2011 · Amount on Record
Deed Document Number	2021433772
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000085131
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	233 JOYCE ST, EL CAJON, CA 92020-6308
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 VISTA DEL VALLE BLVD, EL CAJON, CA 92019-3427

Mortgage

Document Number	0000343168
Date	Dec 4, 2025
Instrument	2025-0343168

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	233 JOYCE ST, EL CAJON, CA 92020-6308
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 VISTA DEL VALLE BLVD, EL CAJON, CA 92019-3427

Mortgage

Document Number	0000066536
Date	Mar 18, 2024
Instrument	2024-0066536

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2023
Property Address	233 JOYCE ST, EL CAJON, CA 92020-6308
Document Number	0000085131
Map Reference	MAP 3070
Instrument Date	Mar 29, 2023
Instrument	2023-0085131
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	233 JOYCE ST, EL CAJON, CA 92020-6308

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2021
Property Address	233 JOYCE ST, EL CAJON, CA 92020-6308
Document Number	0000433772
Map Reference	MAP 3070
Instrument Date	May 13, 2021
Instrument	2021-0433772
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	233 JOYCE ST, EL CAJON, CA 92020-6308

Mortgage

Document Number	0000433773
Date	Jun 11, 2021
Instrument	2021-0433773

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	233 JOYCE ST, EL CAJON, CA 92020-6308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149546
Date	Apr 4, 2017
Instrument	2017-0149546

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,131 (+2%) Land $552,040 Building $160,091
2025	$9,128.00 (+1.35%)	$698,168 (+4.04%) Land $541,216 Building $156,952
2023	$9,006.00 (+5.12%)	$671,058 Land $520,200 Building $150,858
2022	$8,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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