206 Grand Key Loop W, Destin, FL 32541 Property Records

Okaloosa County property record for 206 Grand Key Loop W, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,925 sqft · built 2014
Lot Size	0.026 acres (1,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Sep 2018)
Tax Bill	$10,809 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9068-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9068-1`
Alternative APNs	`00-2S-22-1125-0000-0380` `22S200112500000380`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,925 sqft Living Area
Gross Area	3,375 sqft
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	1,150 sqft (0.026 acres)
Porch	Finished/Open Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 GRAND KEY LOOP W
City	DESTIN
State	FL
Zip	32541-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CRYSTAL BEACH LOT 38
Legal Subdivision	VILLAGES OF CRYSTAL BEACH
Legal Lot Number	38
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1012
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3532 FAIRGREEN LN, PALMDALE, CA 93551-2569
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBT MORTGAGE LLC
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC
Sep 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	20183230367
Deed Book / Page	3366 / 584
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	0033660582
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	206 GRAND KEY LOOP W, DESTIN, FL 32541-3524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GRAND KEY LOOP W, DESTIN, FL 32541-3524

Mortgage

Document Number	0035032772
Date	Nov 5, 2020
Book Page	3503/2772
Instrument	3404909

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company
Address	OCEAN SPRINGS, MS 39564

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 5, 2018
Property Address	206 GRAND KEY LOOP W, DESTIN, FL 32541-3524
Document Number	0033660584
Book / Page	3366 / 0584
Map Reference	MB22 PG75-78
Instrument Date	Aug 31, 2018
Instrument	3230367
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3006 HAMPTON RIDGE RD, 3006, FAYETTEVILLE, NC 28311-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GRAND KEY LOOP W, DESTIN, FL 32541-3524

Mortgage

Document Number	0003230370
Date	Sep 5, 2018
Instrument	3230370

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 5, 2018
Property Address	206 GRAND KEY LOOP W, DESTIN, FL 32541-3524
Document Number	0033660582
Book / Page	003366 / 000582
Instrument Date	Jul 11, 2018
Instrument	3230366
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1828 POTOMAC GREENS DR ALEXANDRIA VA 223146236, ALEXANDRIA, VA 22314-6236

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,809.00 (+3.39%)	$1,000,490 (-8.15%) Land $308,588 Building $691,902	$1,000,490 (-8.15%) Land $308,588 Building $691,902
2023	$10,455.00 (+15.02%)	$1,089,290 (+21.36%) Land $280,000 Building $809,290	$1,089,290 (+21.36%) Land $280,000 Building $809,290
2022	$9,090.00	$897,601 Land $225,000 Building $672,601	$897,601 Land $225,000 Building $672,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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