200 Grand Key Loop W, Destin, FL 32541 Property Records

Okaloosa County property record for 200 Grand Key Loop W, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,040 sqft · built 2012
Lot Size0.026 acres (1,150 sqft)
OwnerCompany Name on File
Last Sale$885,000 (Feb 2025)
Tax Bill$9,359 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-9071-5

Property Details

APN / Parcel Number

Primary APNC56-000-598-9071-5
Alternative APN
  • 00-2S-22-1125-0000-0410

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,040 sqft Heated Area
Gross Area2,250 sqft
1st Floor Area1,065 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialMasonite/Cement Shake
Lot Area1,150 sqft (0.026 acres)
PorchOpen Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address200 GRAND KEY LOOP W
CityDESTIN
StateFL
Zip32541-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES OF CRYSTAL BEACH LOT 41
Legal Range22
Legal Township02S
Legal SubdivisionVILLAGES OF CRYSTAL BEACH
Legal Lot Number41
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1012
Census Tract23308

Owner

200 Grand Key Loop W is owned by a company that bought it in February 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address1495 ACCESS RD, COVINGTON, GA 30014-1999
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2025 · Amount on File
Deed SaleFeb 24, 2025 · Amount on File
Prior SaleNov 10, 2021 · Amount on File
Deed Document Number3739004
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 10, 2021
Property Address200 GRAND KEY LOOP W, DESTIN, FL 32541-3524
Document Number0035862054
Book / Page3586 / 2054
Map ReferenceMB 22 PG 75-78
Instrument DateOct 27, 2021
Instrument3504431
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyBRIGHT LINE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10909 FAIRWAY POINTE DR, 10909, LOUISVILLE, KY 40241-3413

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2134 GADWALL DR, CONROE, TX 77384-2702

Mortgage

Document Number35862056
DateNov 10, 2021
Instrument3586/2056
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 200 Grand Key Loop W was $9,359.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,359.00$790,249 Land $308,588 Building $481,661$790,249 Land $308,588 Building $481,661
2023$9,573.00 (+14.33%)$845,166 (+21.63%) Land $280,000 Building $565,166$845,166 (+21.63%) Land $280,000 Building $565,166
2022$8,373.00$694,879 Land $225,000 Building $469,879$694,879 Land $225,000 Building $469,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Grand Key Loop W in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 200 Grand Key Loop W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Grand Key Loop W

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