212 Grand Key Loop W, Destin, FL 32541 Property Records

Okaloosa County property record for 212 Grand Key Loop W, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,600 sqft · built 2007
Lot Size0.027 acres (1,170 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Sep 2015)
Tax Bill$9,749 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-9065-7

Property Details

APN / Parcel Number

Primary APNC56-000-598-9065-7
Alternative APNs
  • 00-2S-22-1125-0000-0350
  • 22S200112500000350

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,600 sqft Living Area
Gross Area3,050 sqft
1st Floor Area975 sqft
Upper Floors Area1,950 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area1,170 sqft (0.027 acres)
PorchFinished/Open Porch
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address212 GRAND KEY LOOP W
CityDESTIN
StateFL
Zip32541-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES OF CRYSTAL BEACH LOT 35
Legal SubdivisionVILLAGES OF CRYSTAL BEACH
Legal Lot Number35
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1012
Census Tract23308

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address408 S 3RD ST, PULASKI, TN 38478-3806
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2015 · Amount on Record
Deed SaleSep 30, 2015 · Amount on Record
Prior SaleMay 31, 2007 · Amount on Record
Deed Document Number20153024512
Deed Book / Page3218 / 2757
Last Transfer DateJul 6, 2016
Transfer Doc0003076394
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address212 GRAND KEY LOOP W, DESTIN, FL 32541-3524
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035440020
DateMay 3, 2021
Book Page3544/20
Instrument3451918
Lender
NameBANK OF FRANKEWING
TypeBank
AddressPULASKI, TN 38478
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueApr 12, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,749.00 (+3.8%)$904,378 (-7.45%) Land $308,588 Building $595,790$904,378 (-7.45%) Land $308,588 Building $595,790
2023$9,392.00 (+15.06%)$977,215 (+21.45%) Land $280,000 Building $697,215$977,215 (+21.45%) Land $280,000 Building $697,215
2022$8,163.00$804,635 Land $225,000 Building $579,635$804,635 Land $225,000 Building $579,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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