Gibson County property record for 203 E Main St, Rutherford, TN 38369
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1.5 ba · 2,461 sqft · built 1940 |
| Lot Size | 0.055 acres (2,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,000 (Nov 2022) |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Apr 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027031H E 00500 |
| Primary APN | 027031H E 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,461 sqft Total Area |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 2,392 sqft (0.055 acres) |
| Lot Dimensions | 104 ft deep x 23 ft wide |
| Canopy | 92 sqft |
| Utility Building | 414 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 203 E MAIN ST |
|---|---|
| City | RUTHERFORD |
| State | TN |
| Zip | 38369-9799 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DISTRICT: 09, COUNTY AREA: F70 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 16 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 966100 |
Source: Gibson County records · APN 027031H E 00500
Assessment roll updated January 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 26, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Apr 18, 2023 | Warranty Deed, Transfer DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC |
| Nov 30, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Jan 27, 2006 · Amount on Record |
| Deed Document Number | 2022221396 |
| Deed Book / Page | 1086 / 1046 |
| Last Transfer Date | Jun 03, 2026 |
| Transfer Doc | 0000252985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Jun 24, 2026 |
| Property Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Document Number | 0000252985 |
| Book / Page | 1134 / 2230 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 2026252985 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Apr 17, 2026 |
| Property Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Document Number | 0000250911 |
| Book / Page | 1131 / 1314 |
| Instrument Date | Apr 09, 2025 |
| Instrument | 2026250911 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 206 W MAIN ST, RUTHERFORD, TN 38369-9436 |
| Document Number | 0000230867 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 1100/701 |
| Instrument | 230867 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | RUTHERFORD, TN 38369 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 08, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Apr 18, 2023 |
| Property Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Document Number | 0000224480 |
| Book / Page | 1090 / 2125 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 224480 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $46.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 206 W MAIN ST, RUTHERFORD, TN 38369-9436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Nov 30, 2022 |
| Property Address | 203 E MAIN ST, RUTHERFORD, TN 38369-9799 |
| Document Number | 0000221396 |
| Book / Page | 1086 / 1047 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 221396 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 W MILL ST, RUTHERFORD, TN 38369-9789 |
Source: Gibson County records · Assessment roll updated January 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Rutherford Town |
| Unified School District | Gibson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $800.00 (+226.53%) | $20,960 (+326.02%) Land $1,600 Building $19,360 | |
| 2024 | $52,400 (+326.02%) Land $4,000 Building $48,400 | ||
| 2022 | $4,920 Land $1,480 Building $3,440 | $12,300 Land $3,700 Building $8,600 | |
| 2021 | $245.00 |
Source: FEMA National Flood Hazard Layer as of November 5, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Electric Membership Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Telephone Electronics Fiber | 1,000 / 1,000 |
Based on FCC filings for 59 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RUTHERFORD WATER WORKS serves 1,407 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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