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204 E Main St, Rutherford, TN 38369 Property Records

Gibson County property record for 204 E Main St, Rutherford, TN 38369

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 816 sqft · built 1948
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on Record
Last Sale$18,500 (Sep 2014)
Tax Bill$427 (2025)
Deeds & MortgagesMar 2024 Transfer
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN027031H D 01000

Property Details

APN / Parcel Number

Primary APN027031H D 01000
Alternative APNs
  • 031HAA 01000 000
  • 031H D 01000

Interior

Full Baths0.5 Baths
Stories1 Story
Building Area816 sqft Total Area
1st Floor Area576 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area1,440 sqft (0.033 acres)
Lot Dimensions120 ft deep x 12 ft wide
Canopy72 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number031HAA 01000 000
Street Address204 E MAIN ST
CityRUTHERFORD
StateTN
Zip38369-9712
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 09, COUNTY AREA: F70
JurisdictionGIBSON TN
Township / Civil Division16
Census Block Group2
Census Block2010
Census Tract966100

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address203 CALLIS DR, RUTHERFORD, TN 38369-9642
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Intrafamily Transfer, Transfer
Oct 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2014 · Amount on Record
Deed SaleSep 29, 2014 · Amount on Record
Prior SaleSep 29, 2014 · Amount on Record
Deed Document Number0000149968
Deed Book / Page000989 / 002849
Last Transfer DateMar 15, 2024
Transfer Doc0000232017
Record UpdatedJun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGIBSON TN
Recording DateMar 15, 2024
Property Address204 E MAIN ST, RUTHERFORD, TN 38369-9712
Document Number0000232017
Book / Page1101 / 2506
Instrument DateMar 14, 2024
Instrument232017
Transaction TypeTransfer
Record UpdatedMar 27, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address203 CALLIS DR, RUTHERFORD, TN 38369-9642

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 CALLIS DR, RUTHERFORD, TN 38369-9642

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGIBSON TN
Property Address204 E MAIN ST, RUTHERFORD, TN 38369-9712
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 CALLIS DR, RUTHERFORD, TN 38369-9642

Mortgage

Document Number0000228955
DateOct 24, 2023
Book Page1097/1118
Instrument228955
Lender
NameCENTENNIAL BANK
TypeBank
AddressRUTHERFORD, TN 38369
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueOct 12, 2043

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGibson County
MunicipalityRutherford Town
Unified School DistrictGibson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$427.00 (+102.37%)$11,200 (+164.15%) Land $800 Building $10,400
2024$28,000 (+164.15%) Land $2,000 Building $26,000
2022$4,240 Land $720 Building $3,520$10,600 Land $1,800 Building $8,800
2021$211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUTHERFORD WATER WORKS
serves 1,407 people · EPA ID TN0000599
Water SourceGroundwater
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
TEC
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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