Nelson County property record for 206 E Flaget Ave, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,070 sqft · built 1915 |
| Lot Size | 0.225 acres (9,837 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Oct 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45E00-24-009 |
| Primary APN | 45E00-24-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,837 sqft (0.225 acres) |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 76206 |
|---|---|
| Street Address | 206 E FLAGET AVE |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 206 EAST FLAGET |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 930303 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bardstown Historic District(Boundary Increase & Additional Documentation) listed 2010 · 54 contributing resources · NRIS 10000905 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 E FLAGET AVE, BARDSTOWN, KY 40004-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 206 E FLAGET ST, BARDSTOWN, KY 40004-1520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 206 E FLAGET ST, BARDSTOWN, KY 40004-1520 |
| Document Number | 0M1399/701 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | M1399/701 |
| Instrument | 2022011837 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bardstown City |
| County | Nelson County |
| Unified School District | Bardstown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030.00 (-6.28%) | $336,300 (-) Land $336,300 | $336,300 (-) Land $336,300 |
| 2023 | $1,099.00 | $336,300 | $336,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bardstown Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
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