115 E Flaget Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 115 E Flaget Ave, Bardstown, KY 40004

Property Summary

Property Type	Commercial
Details	1,814 sqft · built 1890
Lot Size	0.093 acres (4,057 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Apr 2023)
Tax Bill	$735 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45E00-20-006`

Property Details

APN / Parcel Number

Primary APN	`45E00-20-006`
Alternative APNs	`89821` `93654`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,814 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,057 sqft (0.093 acres)
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	93654
Street Address	115 E FLAGET AVE
City	BARDSTOWN
State	KY
Zip	40004-1517
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	115 EAST FLAGET
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2041
Census Tract	930303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bardstown Historic District(Boundary Increase & Additional Documentation) listed 2010 · 54 contributing resources · NRIS 10000905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	115 E FLAGET AVE, BARDSTOWN, KY 40004-1517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed, Transfer · Commercial Mortgage LINCOLN NATIONAL BANK
Mar 22, 2021	Deed, Transfer · Commercial Mortgage LINCOLN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20233975
Deed Book / Page	591 / 152
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	00D490/064
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Apr 19, 2023
Property Address	115 E FLAGET ST, BARDSTOWN, KY 40004-1517
Document Number	00D591/152
Book / Page	D591 / 152
Instrument Date	Apr 13, 2023
Instrument	2023003975
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E FLAGET ST, BARDSTOWN, KY 40004-1517

Mortgage

Document Number	2023003976
Date	Apr 19, 2023
Instrument	2023003976

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2043

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Mar 22, 2021
Property Address	115 E FLAGET ST, BARDSTOWN, KY 40004-1517
Document Number	00D568/187
Book / Page	D568 / 187
Instrument Date	Mar 4, 2021
Instrument	2021003592
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3124 YORKSHIRE DR, BARDSTOWN, KY 40004-9431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N 2ND ST, BARDSTOWN, KY 40004-1521

Mortgage

Document Number	2021003593
Date	Mar 22, 2021
Instrument	2021003593

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 4, 2031

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 (-5.65%)	$235,000 (-) Building $235,000	$235,000 (-) Building $235,000
2023	$779.00	$235,000	$235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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