202 E Flaget Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 202 E Flaget Ave, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,703 sqft · built 1928
Lot Size	0.297 acres (12,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2005)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45E00-24-011`

Property Details

APN / Parcel Number

Primary APN	`45E00-24-011`
Alternative APN	`47949`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,703 sqft Living Area
1st Floor Area	1,802 sqft
Basement Area	1,802 sqft
Unfinished Basement	1,802 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,943 sqft (0.297 acres)
Driveway	Concrete Driveway
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	47949
Street Address	202 E FLAGET AVE
City	BARDSTOWN
State	KY
Zip	40004-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	202 EAST FLAGET
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2043
Census Tract	930303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bardstown Historic District(Boundary Increase & Additional Documentation) listed 2010 · 54 contributing resources · NRIS 10000905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 E FLAGET AVE, BARDSTOWN, KY 40004-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN NATIONAL BANK
Oct 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Jun 9, 2023	Deed of Trust, Mortgage LINCOLN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2005 · Amount on Record
Deed Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	2005198548
Deed Book / Page	422 / 440
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Jul 9, 2026
Property Address	202 E FLAGET AVE, BARDSTOWN, KY 40004-1520
Document Number	0000004753
Book / Page	1555 / 605
Instrument Date	Jul 1, 2026
Instrument	20264753
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E FLAGET AVE, BARDSTOWN, KY 40004-1520

Mortgage

Document Number	0000004753,
Date	Jul 9, 2026
Book Page	1555/605
Instrument	20264753

Lender

Name	LINCOLN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	202 E FLAGET ST, BARDSTOWN, KY 40004-1520
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E FLAGET AVE, BARDSTOWN, KY 40004-1520

Mortgage

Document Number	0M1437/809
Date	Oct 2, 2023
Book Page	M1437/809
Instrument	2023010246

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 26, 2024

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	202 E FLAGET ST, BARDSTOWN, KY 40004-1520
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E FLAGET AVE, BARDSTOWN, KY 40004-1520

Mortgage

Document Number	00M1425/84
Date	Jun 9, 2023
Book Page	M1425/84
Instrument	2023005942

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Amount	Amount Recorded
Term	11 Months
Due	May 30, 2024

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,763.00 (+97.36%)	$931,400 (+115.9%) Land $931,400	$931,400 (+115.9%) Land $931,400
2023	$1,400.00	$431,400	$431,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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