206 E 13th St, Tipton, IA 52772 Property Records

Cedar County property record for 206 E 13th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,710 sqft · built 1957
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2025)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048007313260030`

Property Details

APN / Parcel Number

Primary APN	`048007313260030`
Alternative APN	`48004800731326003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,742 sqft (0.568 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	743 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	206 E 13TH ST
City	TIPTON
State	IA
Zip	52772-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRASEURS ADD LOTS 8-10 BLK E
Legal Subdivision	FRASEURS ADD
Legal Block	E
Legal Lot Number	8-10
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1021
Census Tract	450300

Owner

Source: Cedar County records · APN 048007313260030

Assessment roll updated March 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	206 E 13TH ST, TIPTON, IA 52772-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Deed Document Number	20252174
Deed Book / Page	1784 / 120
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	May 26, 2026
Property Address	206 E 13TH ST, TIPTON, IA 52772-1136
Document Number	0000001510
Book / Page	1821 / 197
Instrument Date	May 15, 2026
Instrument	20261510
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 E 13TH ST, TIPTON, IA 52772-1136

Mortgage

Document Number	0000001510,
Date	May 26, 2026
Book Page	1821/197
Instrument	20261510

Lender

Name	PEOPLES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated March 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 Homeowner's exemption	$251,220 (+13.38%) Land $40,950 Building $210,270	$251,220 (+13.38%) Land $40,950 Building $210,270
2024	$3,758.00 (+8.05%)
2023		$221,580 (+23.2%) Land $40,950 Building $180,630	$221,580 (+23.2%) Land $40,950 Building $180,630
2022	$3,478.00 Homeowner's exemption	$179,850 Land $34,650 Building $145,200
2021			$179,850 Land $34,650 Building $145,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2013 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clarence Telephone Company Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: Uniti Group.

Based on FCC filings for 45 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.