203 E 13th St, Tipton, IA 52772 Property Records

Cedar County property record for 203 E 13th St, Tipton, IA 52772 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1962
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2005)
Tax Bill	$4,276 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048007313270020`

Property Details

APN / Parcel Number

Primary APN	`048007313270020`
Alternative APN	`48004800731327002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Finished Basement	875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	12,284 sqft (0.282 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	348 sqft
Deck Area	399 sqft
Patio Area	399 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	48004800731327002000
Street Address	203 E 13TH ST
City	TIPTON
State	IA
Zip	52772-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRASEURS ADD LOT 10 & E 1/2 LOT 11 BLK D
Legal Subdivision	FRASEURS ADD
Legal Block	D
Legal Lot Number	10
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1025
Census Tract	450300

Owner

Source: Cedar County records · APN 048007313270020

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	203 E 13TH ST, TIPTON, IA 52772-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Aug 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2005 · Amount on Record
Deed Sale	Dec 12, 2005 · Amount on Record
Deed Document Number	2005 5062
Deed Book / Page	0766 / 161
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	203 E 13TH ST, TIPTON, IA 52772-1135
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E 13TH ST, TIPTON, IA 52772-1135

Mortgage

Document Number	0001705/53
Date	Aug 29, 2023
Book Page	1705/53
Instrument	2023 2183

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	203 E 13TH ST, TIPTON, IA 52772-1135
Transaction Type	Mortgage
Record Updated	Sep 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001565/160
Date	Jan 08, 2021
Book Page	1565/160
Instrument	2021 109

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Nov 01, 2034

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	203 E 13TH ST, TIPTON, IA 52772-1135
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1481/28
Date	Aug 21, 2019
Book Page	1481/28
Instrument	2508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2034

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,720 (+12.14%) Land $25,590 Building $245,130	$270,720 (+12.14%) Land $25,590 Building $245,130
2024	$4,276.00 (+14.7%)
2023		$241,420 (+25.65%) Land $25,590 Building $215,830	$241,420 (+25.65%) Land $25,590 Building $215,830
2022	$3,728.00 Homeowner's exemption	$192,130 Land $21,660 Building $170,470
2021			$192,130 Land $21,660 Building $170,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarence Telephone Company	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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